Forget Payday, It’s Time to Reinvent All Lending Practices

William M. Webster IV in the American Banker (Feb. 18, 2013) – Recently, American Banker asked, “Can the Payday Loan be Reinvented?” This question, while provocative, is incomplete. It’s time to rethink and seriously tackle consumer lending more broadly.  It’s time to improve lending so that it actually benefits consumers and reflects recent evolutions in technology and the marketplace…

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FINANCIAL SERVICES INNOVATION COALITION

MODERN ECONOMIC JOURNAL