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# Financial Services Innovation Coalition

"Policy for good"

## Sitemaps

- [XML Sitemap](https://fsicoalition.org/sitemap.xml): Contains all public & indexable URLs for this website.

## Pages

- [Financial Services Innovation Coalition](https://fsicoalition.org/) - Financial Services Innovation Coalition FSIC is a network of Industry Innovators, Legislators, Community Groups, and Academics who share a passion for applying emerging technology and market innovation to create a more inclusive economy and advocate for policy which promotes economic empowerment.
- [Antitrust Task Force](https://fsicoalition.org/antitrust-task-force/) - FOR FAIRNESS AND PROSPERITY The Antitrust Taskforce advocates for fair competition and empowers communities against market failures to foster economic prosperity. TASK FORCE MEMBERS Kristian Soltes Task Force Chair Senior Counsel | Mondelez International Kristian Soltes Task Force ChairSenior Counsel | Mondelez International About Kristian Based in Brooklyn, New York, Kris brings over a decade
- [All Task Forces](https://fsicoalition.org/task-force/) - FSIC TASK FORCES Our robust ecosystem of Task Forces hard at work. (Click any below for more information) Antitrust Task ForcePromotes fair competition, empowers communities against market failures, and fosters economic prosperity. Consumer Debt and Financial Health Task ForceAddresses debt challenges, advocates for policy change, and enhances financial literacy in underserved communities through research and
- [Newsroom Videos](https://fsicoalition.org/newsroom-videos/) - LATEST VIDEOS MPS26 – The Economy isn’t Working FSIC VIDEOS | February 27, 2026 The Economy Isn’t Working for Most of Us: Why GDP and Unemployment Numbers Don’t Reflect Reality for Families Today WATCH NOW >> LATEST VIDEOS FSIC New Jersey Policy Initiative Video – Why Assembly Bill A4598 Matters FSIC VIDEOS | January 12,
- [Early Childhood Education and Daycare Task Force](https://fsicoalition.org/early-childhood-education-and-daycare-task-force/) - QUALITY CARE AND EDUCATION. The Early Childhood Education and Daycare Task Force is committed to advocating for equal access to quality education and daycare services, especially for minority and disadvantaged communities, while promoting policy fairness for underserved small business owners in the daycare sector. TASK FORCE MEMBERS Angela Gore-Curry M. ED., CYTArise Educational Services Angela
- [About FSIC](https://fsicoalition.org/about-fsic/) - About Us The Financial Services Innovation Coalition (FSIC) About Us​ The Financial Services Innovation Coalition (FSIC) is a growing network of Industry Innovators, Legislators, Community groups, and Academics who share a passion for applying emerging technology and market innovation to create a more inclusive economy and advocate for policy that promotes economic empowerment in underserved
- [Modern Economic Journals](https://fsicoalition.org/modern-economic-journals/) - FINANCIAL SERVICES INNOVATION COALITION MODERN ECONOMIC JOURNAL March 2026 Journal Perspective: The Matriarchy of the Classroom and the Architecture of Power March 2026 Journal Perspective: The Matriarchy of the Classroom and the Architecture of Power February 2026 Journal The Next Five Years of AI Growth and Its Implications for Low- to Moderate-Income Americans February 2026
- [Newsroom](https://fsicoalition.org/newsroom-2/) - LATEST NEWS FSIC White Paper – The Consumer Financial Health Crisis – One Page Synopsis Brady J. Buckner | July 6, 2026 Wages have not kept pace with the cost of living, so debt has become the bridge leading to debt traps. READ NOW >> LATEST NEWS Press Release: Financial Services Innovation Coalition Releases New
- [Hip-Hop, Sports, and Entertainment Task Force](https://fsicoalition.org/fsic-hip-hop-sports-and-entertainment-task-force/) - The Force of Hip-Hop The Financial Services Innovation Coalition (FSIC) has recently established the Hip-Hop, Sports, and Entertainment Task Force, a pioneering initiative aimed at galvanizing key players from the Hip-Hop industry, sports, and entertainment sectors. The task force is dedicated to empowering these individuals to become proactive advocates for their communities. By fostering a
- [Consumer Debt and Financial Health Task Force](https://fsicoalition.org/consumer-debt-and-financial-health-task-force/) - forming a plan for debt The Consumer Debt Task Force tackles consumer debt issues, advocates for policy change, and promotes financial wellness in underserved communities through education and outreach. TASK FORCE MEMBERS Kevin B. Kimble, Esq. Founder and CEO of FSIC(Financial Services Innovation Coalition) Kevin B. Kimble, Esq. Founder and CEO of FSIC(Financial Services Innovation
- [Initiatives](https://fsicoalition.org/initiatives/) - FSIC INITIATIVES The researchers and identifiers of societal issues. (Click any below for more information) Central Virginia Economic InitiativeCommitted towards boosting the economic prosperity ofbusinesses, ministries, and citizens. Economic Empowerment InitiativeFocuses on improving the economic conditions of working- and middle-income Americans. Education Equity and Inclusion InitiativeFocuses on improving the economic conditions of working- and middle-income
- [National Policy Summit 2025](https://fsicoalition.org/national-policy-summit-2025/) - Empowering Community Leaders Click here for Agenda Click here for Program More Opportunities Engage with policymakers, advocates, and innovators who are crafting transformative policies aimed at achieving economic equity. Together, we can break down systemic barriers and promote enduring change. Our Vision A future of economiv opportunities through innovative programs, policies and initiatives that address
- [National Policy Summit 2026](https://fsicoalition.org/national-policy-summit-2026/) - Using Legislative Action to Advance Economic Empowerment for All Attend the nation’s leading national policy workshop and play a direct role in shaping policy positions that will impact millions of families and businesses across the country.​ Check out our program for more on issues discussed. Program Engage with policymakers, advocates, and innovators shaping forward-looking policies
- [National Policy Summit Registration](https://fsicoalition.org/national-policy-summit-registration/) - Registrations are now closed Thank you for joining! The premier event empowering community leaders and advocates with cutting-edge strategies to drive transformative policy change for untapped talent and high potential communities.Don’t miss this opportunity to gain innovative insights, connect with a growing coalition, and make a lasting impact on the issues that matter most. Success
- [National Policy Summit 2023](https://fsicoalition.org/national-policy-summit-2023/) - Event Gallery Join Us The FSIC National Policy Summit is more than just a conference; it is a movement aimed at fostering a more inclusive and equitable society. Whether you are a seasoned advocate or new to policy work, this summit offers valuable opportunities to learn, network, and make a difference. Join us to be
- [National Policy Summit 2024](https://fsicoalition.org/national-policy-summit-2024/) - Designing Policies To Help Families and Communities Welcome to the official page of the FSIC National Policy Summit! This annual event addresses and advocates for policies that support communities across the United States. Event videos About the Summit The FSIC National Policy Summit is a premier forum highlighting pressing concerns and innovative solutions for communities.
- [Central Virginia Economic Initiative](https://fsicoalition.org/central-virginia-economic-initiative/) - Boosting the economic prosperity of businesses, ministries, and citizens A Better Future United We will not be at odds if we are united. If we are divide -- people will fall through the cracks, Our communities will lose out on essential opportunities, Some businesses and ministries will not be prepared and will not survive. "If
- [Healthcare Inclusion Task Force](https://fsicoalition.org/healthcare-inclusion-task-force/) - ACCESSIBILITY IN HEALTHCARE The Healthcare Inclusion Task Force at the Financial Services Innovation Coalition works to eliminate health disparities in underserved communities by advocating for equitable healthcare access and inclusive health policies. We collaborate with stakeholders to create programs that empower communities and bridge gaps in healthcare accessibility and quality. TASK FORCE MEMBERS Wendy Muhammad,
- [Special Reports](https://fsicoalition.org/special-reports/) - AffirmedRx FSIC Healthcare as a Utility READ REPORT A Case For Inclusion READ REPORT AI & Tech: AI Reports READ REPORT FSIC AIOF Success Stories READ REPORT FSIC Legislative Agenda READ REPORT
- [Housing Task Force](https://fsicoalition.org/fsic-housing-task-force/) - HOUSING OPPORTUNITY FOR ALL Housing Task Force aims to eliminate racial bias in the housing and mortgage lending markets, so disadvantaged and minority families can close the racial and geographic wealth gap. TASK FORCE MEMBERS This Task Force is currently in transition and looking for new members. Want to be part of a Task Force?
- [AgTech Task Force](https://fsicoalition.org/agtech-task-force/) - HOUSING OPPORTUNITY FOR ALL. The AgTech Task Force, is committed to promoting sustainable agriculture through greenhouse development in urban areas, fostering diversity in AgTech, and enhancing food security and economic growth in underserved communities. TASK FORCE MEMBERS This Task Force is currently in transition and looking for new members. Want to be part of a
- [Economic Empowerment Initiative](https://fsicoalition.org/economic-empowerment-initiative/) - Focusing on improving the real economic conditions of working- and middle-income Americans The Power of Stability We work hard to address structural barriers that prevent individuals and families from building income stability, accumulating assets, and participating fully in the modern economy. "Rather than relying on headline economic indicators, FSIC emphasizes outcomes that reflect lived financial
- [Technology Inclusion Initiative](https://fsicoalition.org/technology-inclusion-initiative/) - Examining technology’s impact on economic opportunity, work, and essential services. A Future in Tech The Technology Inclusion Initiative addresses the growing role of technology in shaping economic opportunity, workforce participation, and access to essential services. "FSIC focuses on ensuring that technological advancement expands opportunity rather than deepening existing divides." Adaptive Solutions This Initiative supports analysis
- [Healthcare Inclusion Initiative](https://fsicoalition.org/healthcare-inclusion-initiative/) - Addressing access, affordability, and equity within the U.S. healthcare system Analyzing Affordability The Healthcare Inclusion Initiative addresses access, affordability, and equity within the U.S. healthcare system. FSIC recognizes that healthcare outcomes are deeply connected to economic stability and workforce participation, and that systemic gaps disproportionately affect low- and moderate-income populations. "The Initiative supports informed dialogue
- [Gov't Tax and Budget Reform Initiative](https://fsicoalition.org/govt-tax-and-budget-reform-initiative/) - Examines federal, state, local tax, and budget policies Opportunity For All This Initiative examines how federal, state, and local tax and budget policies impact economic opportunity, fairness, and long-term fiscal sustainability. The Initiative seeks to ensure that public revenue and spending decisions promote broad-based prosperity rather than reinforcing inequality or inefficiency. "FSIC also works to
- [AI & Tech Inclusion's: AI Reports](https://fsicoalition.org/ai-tech-inclusions-ai-reports/) - PRESENTS A ecosystem of AI Reports, Data, and Top AI-Related Articles.( Scroll for more! ) Information Request Have you ever worked in the tech industry? Are you interested in working in the tech industry? Answer N/A I have worked in the tech industry I am Interested in working in the tech industry Name Email Message Submit
- [AI and Tech Inclusion Task Force](https://fsicoalition.org/fsic-ai-and-tech-inclusion-task-force/) - TECH FOR THE UNDERSERVED FSIC AI and Tech Inclusion Task Force is dedicated to helping disadvantaged small business owners by creating financial tools with new technologies and supporting minority individuals to take on leadership roles in the tech industry. TASK FORCE MEMBERS Neil Sahota Task Force Chair Artificial Intelligence Advisor United Nations Neil Sahota Task
- [Cannabis Equity Task Force](https://fsicoalition.org/cannabis-equity-task-force/) - FOR FAIRNESS AND PROSPERITY. The Cannabis Equity Task Force works to promote diversity and fairness in the cannabis industry, focusing on communities harmed by past policies. By supporting equitable legislation, minority businesses, and resource access, it strives to ensure all communities benefit from the expanding legal market. TASK FORCE MEMBERS Kia L. Jackson Task Force
- [Minority Policy Priorities Task Force](https://fsicoalition.org/minority-policy-priorities-task-force/) - Helping The Community The FSIC Minority Policy Priorities Task Force (MPPTF) aims to counteract harmful special interest influences by advocating for policies that reflect the actual needs and priorities of minority communities. These priorities include policies affecting contracting opportunities, fairness in venture capital investment, relief from insulin deserts, access to government funding, the renewal of
- [Infrastructure and Economic Inclusion Task Force](https://fsicoalition.org/infrastructure-and-economic-inclusion-task-force/) - Equity in every Project The Infrastructure and Economic Inclusion Task Force is dedicated to advocating for equitable access to infrastructure contracts for underserved business owners and addressing exclusionary practices within the allocation of massive government infrastructure spending. TASK FORCE MEMBERS Brad Anderson CEO Global Risk Management Co-Chair MPPTF Brad Anderson CEO Global Risk Management Co-Chair
- [New Jersey Policy Initiative](https://fsicoalition.org/new-jersey-policy-initiative/) - Join us on YouTube New Jersey Families Can’t Afford to Wait | Why A4598 Matters CLICK HERE FOR MORE INFORMATION East Orange Community Strategy Meeting CLICK HERE TO RSVP TODAY! Your Voice Your Power: Citizens Rising CLICK HERE TO RSVP Dont miss out! The New Jersey Disparity Study, released in January 2024, analyzed state contracting
- [Compendiums](https://fsicoalition.org/compendiums/) - COMPENDIUMS
- [AIOF Entrepreneurship Prosperity Program](https://fsicoalition.org/aiof-entrepreneurship-prosperity-program/) - Through the Entrepreneurship Prosperity Program, a video and group coaching program, you can develop a startup plan for a new business or a growth plan for an existing business. What you’ll get:• Progressive Coaching Program workbook video coaching• Email supportYou will create:1) A “Growth Plan” to scale your business, ministry, or organization with an
- [AIOF Healthcare and Wellness](https://fsicoalition.org/aiof-healthcare-and-wellness/) - Helping you make informed decisions towards your well-being. About our program The Healthcare and Wellness Program helps individuals make informed decisions abouttheir health coverage and overall well-being. It provides professional guidance onselecting plans from the healthcare exchange, educates communities on key healthcareissues, and offers workshops on how to advocate for quality care in underserved areas.The
- [Programs](https://fsicoalition.org/programs/) - FSIC continues to develop its economic empowerment platform where research, programs, and advocacy can build bridges for underserved communities to access existing resources and opportunities.Contact us for more infoAmerican Innovation and Opportunity Fund (AIOF) helps support job seekers, who want to participate in a training program, by providing incidental monetary support, ranging from paying for
- [HBCU Wall Street](https://fsicoalition.org/hbcu-wall-street/) - About Our Program HBCU Wall Street teaches financial literacy through the lens of community empowerment. The program partners with Historically Black Colleges and Universities to deliver workshops, tools, and real-world knowledge that help individuals and families build wealth, manage debt, and achieve long-term financial stability. Its mission is simple—turn financial awareness into financial independence across
- [News Room 3.0](https://fsicoalition.org/elementor-10024/) - LATEST NEWS FSIC White Paper – The Consumer Financial Health Crisis – One Page Synopsis Brady J. Buckner | July 6, 2026 Wages have not kept pace with the cost of living, so debt has become the bridge leading to debt traps. READ NOW >> LATEST NEWS Press Release: Financial Services Innovation Coalition Releases New
- [FSIC Legislative Agenda](https://fsicoalition.org/fsic-legislative-agenda/) - FINANCIAL SERVICES INNOVATION COALITION’S LEGISLATIVE AGENDA prepared by: In association with: PUTTING AMERICA’S MIDDLE CLASS FIRST Read The Agenda here
- [Elementor Testing](https://fsicoalition.org/elmentor-testing/)
- [Events](https://fsicoalition.org/events/) - EVENTS FOR all FSIC Presents an Ecosystem of Community driven events. Check out our interactive portfolio for all events EVENTS PORTFOLIO FSIC EVENT FEED December 22, 2025 FSIC State of the Union Show – A Discussion on the Impact of AI on African Americans AI has already had an impact on nearly all Americans, some
- [MISBEF](https://fsicoalition.org/misbef/) - FSIC American Innovation and Opportunity Fund (AIOF) Presents Minority Impact Small Business Empowerment Funding Program. Providing the help you need The MISBEF loan program will utilize an advanced holistic approach to invest in previously overlooked but viable small businesses. After years of research, FSIC recognized that traditional bankers would never implement the changes needed to remove
- [Blank Test](https://fsicoalition.org/blank/)
- [TaskForce OH](https://fsicoalition.org/taskforce-oh/) - Add Your Heading Text Here Antitrust Taskforce The Antitrust Taskforce advocates for fair competition and empowers communities against market failures to foster economic prosperity.
- [Education Equity and Inclusion Initiative](https://fsicoalition.org/education-equity-and-inclusion-initiative/) - Education Equity & Inclusion Initiative is currently under construction. The Economic Empowerment Initiative focuses on creating pathways for underserved communities to achieve financial stability and generational wealth through education, advocacy, and access to resources. By addressing systemic barriers and promoting equitable opportunities, the initiative empowers individuals and families to build stronger economic futures.
- [American Innovation and Opportunity Fund (AIOF) Dream Creators Workforce Development Program](https://fsicoalition.org/aiof/) - “Bridging the gap between Workers and Employers” FSIC members believe empowering underserved communities will dramatically improve the U.S. Economy and benefit ALL Americans. For more than five years, AIOF has conducted many regional educational events to educate communities on the opportunities in today’s workforce. AIOF has discovered a considerable disconnect between disadvantaged individuals and potential
- [Northern Elite Work Force and Education](https://fsicoalition.org/northerneliteworkforceandeducation/) - “Bridging the gap between Workers and Employers” Introducing High-Quality Workers To World-Class Education And High-Wage Careers. About Northern Elite Northern Elite Program connects employers and educational institutions with large groups of individuals living in poor and underserved communities. Through its award winning approach, American Innovation and Opportunity Fund (AIOF) has shown that with the right
- [Tech to Work - AI Workforce Development](https://fsicoalition.org/tech-to-work-ai-workforce-development/) - #QuickFact By 2030, AI could displace over 85 million jobs globally while creating 97 million new roles, demanding a workforce equipped with entirely new skill sets. Source: World Economic Forum, Future of Jobs Report 2025 It’s time to have real conversations about our future. The future of AI in the workforce isn’t something to watch
- [A Case for Inclusion](https://fsicoalition.org/a-case-for-inclusion/) - A Case for Inclusion Facebook Twitter LinkedIn Download the Report FSIC Economic Inclusion Reverse Discrimination Defense Initiative Over the years, the forces of intolerance have continued to thwart efforts to bring about economic inclusion and empowerment. From the Croson and Adarand cases, those who wish to stop Americans from participating in the US economy have used
- [FSIC AIOF Success Stories](https://fsicoalition.org/fsic-aiof-success-stories/) - 2016 African American Women’s Small Business Forum First Programming event for AIOF Part of the FSIC/AIOF Entrepreneurship Symposium Series (program) 40 Attendees Tracey Harvey, one of the attendees, went on to start her own design business and has done work recently for a National political campaign Tracey Harvey then started the Leading Ladies of Richmond
- [Newsroom Legacy](https://fsicoalition.org/newsroom/)
- [Financial Services Innovation Coalition 2.0](https://fsicoalition.org/financial-services-innovation-coalition-2-0/) - “Policy for Good”Designing Policy To Help ALL Communities Participate In the Modern Economy Through Research, Programming, and Advocacy The Financial Services Innovation Coalition (FSIC) is an Economic Empowerment platform conducting research, instituting local and national programs & advocating at all levels of government for a more inclusive economy What we do: Initiatives The start of
- [FSIC American Innovation and Opportunity Fund - Officers and Staff](https://fsicoalition.org/fsic-american-innovation-and-opportunity-fund-officers-and-staff/) - FSIC American Innovation and Opportunity Fund FSIC AIOF Officers and Staff Kevin B. Kimble, Esq. Co-Founder and CEO As founder of the Financial Services Innovation Coalition, a DC based financial services think tank, and with his extensive network of contacts in congress and pertinent regulatory agencies, Mr. Kimble is in a unique position to create
- [Contact Us](https://fsicoalition.org/contact-us/) - Contact Us Financial Services Innovation Coalition“Policy for Good” Full Name* Phone Number* Email Address* Subject* Message Terms and Policy By providing your phone number, you are consenting to receive calls and SMS/MMS messages, including autodialed and automated calls and texts, to that number from FSIC / AIOF. Send
- [PIE Advocacy](https://fsicoalition.org/pie-advocacy/) - The Partnership for Innovation and Empowerment Advocacy researches how marginalized communities can access opportunities to build wealth and participate in the modern economy. PIE-A is a coalition of Subject Matter Experts working to improve the quality of life for underserved families and individuals. FSIC Podcast on topics related to PIE-A FSIC Focus: Continuing the Fight
- [Digital Dee](https://fsicoalition.org/digital-dee/) - Digital Dee Funding Expert Digital Dee provides expert advice on finance and funding for entrepreneurs and small businesses. This Artificial Intelligence (AI) was designed to ease the complicated process of accessing small business funding.FSIC strives to provide cutting-edge tools to help you start or expand your small business, especially when designing the capital raise and
- [Privacy Policy](https://fsicoalition.org/privacy-policy-2024/) - This privacy policy will help you understand how our organizations uses andprotects the data you provide to us when you visit and use www.fsicoalition.org websiteWe reserve the right to change this policy at any given time, of which you will bepromptly updated. If you want to make sure that you are up to date with
- [Partners](https://fsicoalition.org/partners/) - Partners FSIC continues to develop its economic empowerment platform where research, programs, and advocacy can build bridges for underserved communities to access existing resources and opportunities. Click here to visit PIE Click here to visit AIOF Click here to visit SCL-GPI Click here to visit GHM
- [Minority Policy Summit 2024 PDF](https://fsicoalition.org/minority-policy-summit-2024-pdf/)
- [Housing Task Force - News and Publications](https://fsicoalition.org/blog/)
- [Advisory Board](https://fsicoalition.org/about-fsic/advisory-board/) - Advisory Board FSIC American Innovation and Opportunity Fund (AIOF) Officers and Staff Kevin B. Kimble, Esq. Co-Founder and CEO | AIOF Mr. Kimble is a 25-year veteran of Capital Hill and has held positions as chief of staff for a senior member of congress and chief lobbyist for one of the nation’s largest financial services
- [homev2](https://fsicoalition.org/homev2/) - Financial Services Innovation Coalition Designing policy to help ALL communities participate in the modern economy through research, programming, and advocacy. The Financial Services Innovation Coalition (FSIC) is an Economic Empowerment platform conducting research, instituting local and national programs & advocating at all levels of government for a more inclusive economy. Whatwe do Research and Policy
- [FSIC Advocacy Subscriptions](https://fsicoalition.org/fsic-advocacy-subscriptions/) - FSIC Advocacy Subscriptions Please help FSIC increase advocacy in minority and underserved communities!
- [FSIC Podcasts and Videos](https://fsicoalition.org/fsic-news-quickpod/) - FSIC Video Podcast - Dr. Kortney Ziegler - WellMoney Financial Support Program February 17, 2022 FSIC's Brady J. Buckner (President, FSIC) interviews Dr. Kortney Ziegler who is the 2021 CCSRE Race & Technology Practitioner Fellow at Stanford University and an expert on financial technologies like cryptocurrency and blockchain. Dr. Ziegler started WellMoney, a money sharing
- [Posts and News Releases](https://fsicoalition.org/posts-and-news-releases/)
- [FSIC AIOF TechCast (Podcast)](https://fsicoalition.org/fsic-aiof-techcast-podcast/) - Financial Services Innovation Coalition (FSIC) TechCast for December 1, 2021. In this episode Elizabeth M. Adams (Global Chief AI Culture & Ethics Officer, Women in AI) and Brady J. Buckner (President, FSIC) discuss her children's book "Little A.I. and Peety". This book is great for kids and parents trying to understand the benefits as well
- [Kevin B. Kimble, IRS Opportunity Zone Testimony](https://fsicoalition.org/kevin-b-kimble-irs-opportunity-zone-testimony/) - Kevin B. Kimble recently attended and gave testimony at the IRS Opportunity Zone Hearing on Feb 14th 2019. Click here for a full transcript of the testimony.
- [FSIC and TranZed announce FinTech Apprenticeship Program](https://fsicoalition.org/fsic-and-tranzed-announce-fintech-apprenticeship-program/) - FSIC and TranZed announce FinTech Apprenticeship Program August 7, 2018 Washington, DC For Immediate Release – Press Adisory Contact: Brady Buckner - (202) 680-4749 FSIC and TranZed Apprenticeship Services are pleased to announce their plans to develop a registered FinTech Apprentice Program. FSIC, a thought leader in financial services innovation policy and research and TranZed
- [FSIC Capitol Hill Roundtables](https://fsicoalition.org/fsic-capitol-hill-roundtable-small-dollar-lending-luncheon/) - Contact us with inquiries on sponsoring our next series of Capitol Hill Roundtable Events FSIC is in the process of planning multiple events in April for Financial Literacy Month. If you are interested in attending or sitting on one of our panels let us know!
- [FSIC March 24th Roundtable](https://fsicoalition.org/fsic-march-24th-roundtable/) - "How Innovation in Financial Services Can Help Close the Credit Gap" The Financial Services Innovation Coalition (FSIC) invites you to join Jordan Goodman, host of Money Answers for a lunchtime discussion on “How Innovation in Financial Services Can Help Close the Credit Gap”. By using innovation we are able to create, test, breakdown and repair
- [Innovation Leaders](https://fsicoalition.org/innovation-leaders/) - OppLoans As the highest-rated online lender in the non-prime customer market, OppLoans provides non-prime borrowers a lower APR alternative to payday loans, title loans, and overdraft fees while offering fast funding, total transparency, and unmatched customer service. OppLoans offers financial inclusion to underbanked borrowers by providing long-term, fully amortizing bridge financing at significantly lower rates
- [Innovation Highlights](https://fsicoalition.org/innovation-highlights/) - Recently FSIC held a roundtable to discuss innovative ways to provide new credit options to the underserved and underbanked communites. Please click the link below to hear interviews with our CEO, Former Congressman Joe Baca and two of our panelists. Dr. Charles Steele, Jr. is the CEO of the Southern Christian Leadership Conference and Mr.
- [Market Overview](https://fsicoalition.org/market-overview/) - [posts-by-tag tags = "Market Overview" number = "20" date = "true" order_by = "date" order = "desc" excerpt="true"]
- [Policy Statements](https://fsicoalition.org/policy-statements/)
- [FSIC & Industry Events](https://fsicoalition.org/industry-events/) - Industry Events: Recent Activity: April 29th, 2014: FSIC Roundtable - "Microlending, Factoring, And Peer to Peer: How Innovators Are Helping Small Businesses Cope With The Credit Crisis" 1:30 - 3:00 SR - 188 Senate Russell Building March 24th, 2014: FSIC Roundtable - "How Innovation in Financial Services Can Help Close the Credit Gap" 12:00 - 1:30 SVC200
- [Our Mission](https://fsicoalition.org/about-fsic/our-history/) - Our Mission More than 110 million consumers—from low- to upper-income families—have credit needs that are not being met. FSIC’s mission is to focus the nation’s attention on models of financial services innovation and to help enact regulatory policies that meet the credit needs of unbanked and underserved consumers.
- [Our Team](https://fsicoalition.org/about-fsic/our-team-2/) - Kevin B. Kimble, Esq., Founder & CEO As Co-Founder of FSIC, Mr. Kimble brings over 20 years of experience and success in political affairs and lobbying to the FSIC team. Kevin is an expert at building and managing relationships with senior level government officials, key members of trade association/think tanks, and community organizations. As the
- [FSIC for Consumers](https://fsicoalition.org/about-fsic/fsic-for-consumers/) - The FSIC works with participating member organizations, nonprofit and public policy leaders to shine a spotlight on best practices and regulatory policy changes aimed at increasing access to capital and credit for underserved consumers. We produce and promote sound marketplace and policy analysis that point to ‘best practices’ for this consumer class while working to
- [FSIC for Market Innovation](https://fsicoalition.org/about-fsic/fsic-for-business/) - The FSIC works to focus attention on public, private and non-profit sector financial services innovators and the need for a responsive regulatory environment. Leaders in these diverse sectors understand that the financial services marketplace must keep pace with the changing credit needs of underserved consumers as affordable credit and financing options steadily decline. Technology innovators
- [How to Participate](https://fsicoalition.org/membership-donations/) - FSIC pursues its mission through policy analysis, legislative advocacy, media relations and providing strategic counsel to its network members on state and federal financial services regulatory policy. Our goal is to provide financial services innovators, legislators, community groups, and academics with a unified voice and a national strategy to shape a cohesive regulatory climate that
- [FSIC Strategic Focus](https://fsicoalition.org/fsic-mission/) - The FSIC is a growing network of financial services industry and lending technology innovators, legislators, community groups, and academics committed to meeting the credit needs of unbanked and underbanked consumers through a regulatory environment that is responsive to the modern lending marketplace.
- [Resources](https://fsicoalition.org/contact-us/resources/) - This page includes links to organizations that share our focus on responsible innovation in financial services. Organizations and Advocacy Groups Center for Financial Services Innovation (CFSI) Center for Responsible Lending (CRL) Consumer Financial Protection Bureau (CFPB)

## Landing Pages

- [Elementor Landing Page #3460](https://fsicoalition.org/reverse-discrimination-lawsuits-the-efforts-to-exclude-minorities/) - Reverse Discrimination Lawsuits + The Efforts to Exclude Minorities What Are Reverse Discrimination Lawsuits? Reverse discrimination, as the term suggests, refers to claims of discrimination against individuals who believe they are being treated unfairly because they belong to a majority group rather than a historically disadvantaged one. Historically, antidiscrimination laws were established to rectify systemic
- [2023 MINORITY POLICY SUMMIT](https://fsicoalition.org/summit/) - February 28th & March 1st 2023 The National Press Club 529 14th St NW Washington, DC 20045 2023 MINORITY POLICY SUMMIT SOUTHERN CHRISTIAN LEADERSHIP GLOBAL POLICY INITIATIVE (SCL-GPI) Get Tickets Topic. Social Inequities – How can we influence legislation aimed at helping, and how do we ensure minority access to the benefits others receive? Event

## FSIC Posts

- [Biden's budget plan would boost childcare funding by billions of dollars](https://www.reuters.com/world/us/bidens-budget-plan-boosts-childcare-funding-by-billions-dollars-2023-03-08/#new_tab)
- [The Importance Of Diversity In Finance AI: Why Inclusive Data And Representation Matter](https://www.forbes.com/sites/forbeseq/2023/05/31/the-importance-of-diversity-in-finance-ai-why-inclusive-data-and-representation-matter/?sh=2045ad3a4c45#new_tab)
- [FTC launches collusion probe of baby-formula makers](https://www.washingtonpost.com/business/2023/05/24/baby-formula-collusion-ftc/#new_tab)
- [Why agri-focused fintech is sprouting](https://www.americanbanker.com/news/why-agri-focused-fintech-is-sprouting?position=editorial_1&campaignname=V2_AB_TechnologyDaily_20210908-05262023&utm_source=newsletter&utm_medium=email&utm_campaign=V2_AB_TechnologyDaily_20210908+'-'+05262023&bt_ee=hF7XDpA/GNhPYSx5RVGcRryRC2F7f1iPbm/ItWQ62y6nMKyPIct0CcxM/SKGXHZK&bt_ts=1685131286953#new_tab)
- [State Farm has stopped accepting homeowner insurance applications in California](https://www.npr.org/2023/05/28/1178648989/state-farm-home-insurance-california-wildfires-inflation#new_tab)
- [The Inflation Reduction Act Is a Threat to Health Equity](https://fsicoalition.org/fsic_post/the-inflation-reduction-act-is-a-threat-to-health-equity/) - A seemingly minor provision in last year's Inflation Reduction Act could make it harder for marginalized patients to access the medicines their doctors have prescribed. It could also prevent the future development of cutting-edge, convenient treatments for many diseases that disproportionately impact communities of color. The Inflation Reduction Act allows the government to lower prices
- [As A.I. Booms, Lawmakers Struggle to Understand the Technology](https://www.nytimes.com/2023/03/03/technology/artificial-intelligence-regulation-congress.html#new_tab)
- [FSIC White Paper - The Consumer Financial Health Crisis - One Page Synopsis](https://fsicoalition.org/wp-content/uploads/2026/07/FSIC-Consumer-Financial-Health-Crisis-One-Pager-final-REDUCED-7-6-26-1.pdf)
- [Press Release: Financial Services Innovation Coalition Releases New Research on America's Consumer Financial Health Crisis](https://fsicoalition.org/wp-content/uploads/2026/07/FSIC-White-Paper-Rollout-Press-Release-final-7-6-26-1.pdf)
- [FSIC White Paper - The Consumer Financial Health Crisis](https://fsicoalition.org/wp-content/uploads/2026/07/FSIC-Consumer-Financial-Health-Crisis-original-final.pdf)
- [MPS26 - The Economy isn't Working](https://fsicoalition.org/fsic_post/mps26-the-economy-isnt-working/)
- [FSIC Letter to TN Legislature - Opposition to HB 1959](https://fsicoalition.org/wp-content/uploads/2026/03/FSIC-Letter-Opposition-to-HB-1959-TN-Legislature-3-2-26.pdf)
- [Now in our 3rd year & growing! MPS2025](https://fsicoalition.org/fsic_post/now-in-our-3rd-year-growing-mps2025/) - Join us in Washington, DC, for the Minority Policy Summit 2025, the premier event empowering community leaders and advocates with cutting-edge strategies to drive transformative policy change for untapped talent and high potential communities. Don’t miss this opportunity to gain innovative insights, connect with a growing coalition, and make a lasting impact on the issues
- [FSIC New Jersey Policy Initiative Video - Why Assembly Bill A4598 Matters](https://youtu.be/zaCGVTkFETc?si=WnQe8sH-rYvRHZSC)
- [2023-02-28 MPS23 Compendium - Housing](https://fsicoalition.org/wp-content/uploads/2025/12/2023-02-28-MPS23-Compendium-Housing.pdf#new_tab)
- [2023-02-28 MPS23 Compendium - Healthcare](https://fsicoalition.org/wp-content/uploads/2025/12/2023-02-28-MPS23-Compendium-Healthcare.pdf#new_tab)
- [2023-02-28 MPS23 Compendium - Block Grants and Infrastructure](https://fsicoalition.org/wp-content/uploads/2025/12/2023-02-28-MPS23-Compendium-Block-Grants-and-Infrastructure.pdf#new_tab)
- [2020-11-01 FSIC Compendium - Select Writing and Publications](https://fsicoalition.org/wp-content/uploads/2025/12/2020-11-01-FSIC-Compendium-Select-Writing-and-Publications.pdf#new_tab)
- [2019-10-01 FSIC Compendium - AI and the Workforce](https://fsicoalition.org/wp-content/uploads/2025/12/2019-10-01-FSIC-Compendium-AI-and-the-Workforce.pdf#new_tab)
- [2019-09-07 FSIC Compendium of Articles - Opportunity Zones](https://fsicoalition.org/wp-content/uploads/2025/12/2019-09-07-FSIC-Compendium-of-Articles-Opportunity-Zones.pdf#new_tab)
- [2025-12-08 FSIC Compendium - State of Black Wealth](https://fsicoalition.org/wp-content/uploads/2025/12/2025-12-08-FSIC-Compendium-State-of-Black-Wealth.pdf#new_tab)
- [2025-09-20 FSIC Compendium - Black Money Matters VI](https://fsicoalition.org/wp-content/uploads/2025/12/2025-09-20-FSIC-Compendium-Black-Money-Matters-VI.pdf#new_tab)
- [2025-06-13 FSIC Compendium - Econ Revitilize Efforts](https://fsicoalition.org/wp-content/uploads/2025/12/2025-06-13-FSIC-Compendium-Econ-Revitilize-Efforts.pdf#new_tab)
- [2025-05-21 FSIC Compendium - Consumer Struggles](https://fsicoalition.org/wp-content/uploads/2025/12/2025-05-21-FSIC-Compendium-Consumer-Struggles.pdf#new_tab)
- [2025-01-22 FSIC Compendium - Healthcare Disparities and Remedies](https://fsicoalition.org/wp-content/uploads/2025/12/2025-01-22-FSIC-Compendium-Healthcare-Disparities-and-Remedies.pdf#new_tab)
- [2024-10-20 FSIC Compendium for LLRVA MenMakingMoves Event](https://fsicoalition.org/wp-content/uploads/2025/12/2024-10-20-FSIC-Compendium-for-LLRVA-MenMakingMoves-Event.pdf#new_tab)
- [2023-09-23 FSIC Compendium - Conservatives fight against American prosperity](https://fsicoalition.org/wp-content/uploads/2025/12/2023-09-23-FSIC-Compendium-Conservatives-fight-against-American-prosperity.pdf#new_tab)
- [2023-02-28 MPS23 Compendium - Technology](https://fsicoalition.org/wp-content/uploads/2025/12/2023-02-28-MPS23-Compendium-Technology.pdf#new_tab)
- [2023-02-28 MPS23 Compendium - Antitrust](https://fsicoalition.org/wp-content/uploads/2025/12/2023-02-28-MPS23-Compendium-Antitrust.pdf#new_tab)
- [2022-10-06 FSIC Compendium - Reparations and Advocacy - ADOS conference-1](https://fsicoalition.org/wp-content/uploads/2025/12/2022-10-06-FSIC-Compendium-Reparations-and-Advocacy-ADOS-conference.pdf#new_tab)
- [2019-09-12 FSIC Compendium - Black Money Matters - Income Income Income](https://fsicoalition.org/wp-content/uploads/2025/12/2019-09-12-FSIC-Compendium-Black-Money-Matters-Income-Income-Income.pdf#new_tab)
- [2019-04-23 FSIC Compendium - Wealth Disparity and Debt Crisis](https://fsicoalition.org/wp-content/uploads/2025/12/2019-04-23-FSIC-Compendium-Wealth-Disparity-and-Debt-Crisis.pdf#new_tab)
- [2018-12-11 FSIC Compendium Studies and Articles](https://fsicoalition.org/wp-content/uploads/2025/12/2018-12-11-FSIC-Compendium-Studies-and-Articles-supporting-Econ-Empow.pdf#new_tab)
- [FSIC State of the Union Show - A Discussion on the Impact of AI on African Americans](https://fsicoalition.org/wp-content/uploads/2025/12/2025-12-22-FSIC-SOTU-show-Flyer-final.png)
- [FSIC White Paper - Minority Communities, The Energy Economy & Environmental Justice: The Need For An Energy Inclusion Initiative](https://fsicoalition.org/wp-content/uploads/2025/12/FSIC-Environmental-Justice-white-paper-final-8-6-25.pdf)
- [FSIC State of the Union Show - “What The Changes in Media Mean for Black America” ](https://fsicoalition.org/wp-content/uploads/2025/12/GetAttachmentThumbnail.png)
- [Failing to Close The Stablecoin Loophole Will Hurt Underserved Communities](https://fsicoalition.org/wp-content/uploads/2025/12/FSIC-KKimble-stablecoin-Op-ed-American-Banker-pub-11-21-26.pdf)
- [FSIC New Jersey Policy Initiative Sends Letter to NJ Assembly in Support of Assembly Bill A4598 - Regulated Debt Relief](https://fsicoalition.org/wp-content/uploads/2025/11/FSIC-NJ-Pol-Initiative-ltr-Support-for-Assembly-Bill-A4598-11-17-25-for-web.pdf)
- [FSIC State of the Union Show - Departments of Education and Labor Merging](https://fsicoalition.org/wp-content/uploads/2025/11/Episode-_4-11102025-STATE-OF-THE-UNION-3.jpg)
- [FSIC Partner Event - Halloween Health Policy Mixer Happy Hour](https://fsicoalition.org/wp-content/uploads/2025/10/340B-mixer-halloween-flyer-10-22-25.png)
- [SCL-GPI 2nd Annual Luncheon Honoring D Liggins](https://fsicoalition.org/fsic_post/scl-gpi-2nd-annual-luncheon-honoring-d-liggins/)
- [FSIC GPI 6th Annual Congressional Black Caucus Reception](https://fsicoalition.org/fsic_post/fsic-gpi-6th-annual-reception/)
- [State of the Union Show II](https://fsicoalition.org/wp-content/uploads/2025/11/Episode-_4-11102025-STATE-OF-THE-UNION-flyer-revised.png)
- [State of Union Show III](https://fsicoalition.org/wp-content/uploads/2025/11/Episode-_4-11102025-STATE-OF-THE-UNION-Flyer-1.png)
- [State of the Union Show I](https://fsicoalition.org/wp-content/uploads/2025/10/State-of-the-Union-with-Kevin-Kimble-Flyer-11-3-25.png)
- [Healthcare as a Public Utility - an FSIC White Paper](https://fsicoalition.org/wp-content/uploads/2025/11/AffirmedRx-FSIC-Healthcare-as-a-Utility-Report-final-8-2025-sm.pdf)
- [FSIC Event - Economic Inclusion Summit Richmond, VA](https://fsicoalition.org/wp-content/uploads/2025/11/FSIC-KWealth-Econ-Summit-Richmond-Henrico-Flyer-11-16-25.png)
- [NJ Initiative: East Orange Community Strategy Meeting](https://fsicoalition.org/new-jersey-policy-initiative/#new_tab)
- [FSIC Video Podcast Guest: Dave Anderson](https://fsicoalition.org/fsic_post/fsic-video-podcast-guest-dave-anderson/)
- [FSIC Video Podcast Guest Martin Mason](https://fsicoalition.org/fsic_post/fsic-video-podcast-guest-martin-mason/)
- [FSIC EVENT: Black Entrepreneurs in the Business of Healthcare & 340B Discussion](https://drive.google.com/file/d/1rbZrUt-aPR6NAZotzqbCWeGlri9ic7nD/view#new_tab)
- [A Growing Crisis In The Credit Market: The Plight of The Unbanked and Underbanked in America](https://fsicoalition.org/fsic_post/a-growing-crisis-in-the-credit-market-the-plight-of-the-unbanked-and-underbanked-in-america/) - Symposium: September 2011 A Growing Crisis In The Credit Market: The Plight of The Unbanked and Underbanked in AmericaWashington, DC
- [VIDEO: "Black Money Matters 2: Income, Income, Income! Panel" - CBC ALC 2019](https://fsicoalition.org/fsic_post/video-black-money-matters-2-income-income-income-panel-cbc-alc-2019/) - FSIC Founder and Executive Director moderates panel at Congressman Bobby Rush's Black Money Matters 2 event at 2019 CBC Annual Legislative Conference (ALC).
- [(VIDEO) #FSICHealth - "THE STATE OF HEALTH FOR BLACK MEN IN AMERICA" SERIES: COLON CANCER](https://fsicoalition.org/fsic_post/fsic-hosts-the-state-of-health-for-black-men-in-america-colon-cancer-webinar/)
- [(VIDEO) #FSICHealth - "THE STATE OF HEALTH FOR BLACK MEN IN AMERICA" SERIES - MYTHS, FACTS & FEARS (October 6, 2020)](https://fsicoalition.org/fsic_post/fsic-hosts-the-state-of-health-for-black-men-in-america-series-covid-myths-facts-fears-2/) - "THE STATE OF HEALTH FOR BLACK MEN IN AMERICA" SERIES: COVID - MYTHS, FACTS & FEARS
- [(VIDEO) #FSICHealth - THE STATE OF HEALTH FOR BLACK MEN IN AMERICA SERIES COVID - MYTHS, FACTS & FEARS (Talking about the NFL, Football, and the NBA Bubble) (October 6, 2020)](https://fsicoalition.org/fsic_post/sports-and-covid-virus-still-a-danger-despite-the-limited-success-of-professional-sports-leagues/) - Please see posted video of recent #FSICHealth event addressing Football and the dangers of COVID for all involved.
- [AIOF Dream Creators - Zoom Webinar for Electrical Lineman Recruiting 2021-03-05](https://fsicoalition.org/fsic_post/aiof-dream-creators-zoom-webinar-for-electrical-lineman-recruiting-2021-03-05/) - There are thousands of unfilled electrical lineman jobs in the US today. Hear from the Experts what it is like to work in a tough but rewarding industry where you can earn over $50,000 in your first year. Click here for more information
- [AIOF Dream Creators – Zoom Webinar for Electrical Lineman Recruiting 2021-03-16](https://fsicoalition.org/fsic_post/aiof-dream-creators-zoom-webinar-for-electrical-lineman-recruiting-2021-03-16/) - There are thousands of unfilled electrical lineman jobs in the US today. Hear from the Experts what it is like to work in a tough but rewarding industry where you can earn over $50,000 in your first year. Click here for more info
- [FSIC Statement of Support for the For the People Act - Make Voting More Accessible for All Americans](https://fsicoalition.org/fsic_post/fsic-statement-of-support-for-the-for-the-people-act-make-voting-easier-for-all-americans/) - The right to vote is sacred. And right now, it’s under attack. After historic turnout by Black and Brown voters in the 2020 election, states across the country are introducing (and passing) extreme voter suppression tactics. The For the People Act not only strengthens our democracy, but puts a stop to the attacks on the
- [SCL GPI Interview - Colors of the Heart](https://fsicoalition.org/fsic_post/scl-gpi-interview-colors-of-the-heart/) - Interview with Raquel Wells of Colors of the Heart about what they do to reach community members in need of health care services and how pharmaceutical companies could better assist with resources.
- [Kevin B. Kimble, Esq.  Testimony to ICER on Healthcare Research Policy](https://fsicoalition.org/fsic_post/kevin-b-kimble-esq-testimony-to-icer-on-healthcare-research-policy/) - Kevin B. Kimble, Esq. and The Institute for Clinical and Economic Review (ICER) discuss inclusivity in healthcare research policy.
- [FSIC Infrastructure Task Force Call to Action Meeting](https://fsicoalition.org/fsic_post/fsic-infrastructure-task-force-call-to-action-meeting/) - FSIC Infrastructure Task Force meets to express concern about the lack of minority firms receiving contracts related to disaster relief and preparedness in the Federal Emergency Management Agency (FEMA).
- [FSIC TechCast - Elizabeth Adams AI Book Review](https://fsicoalition.org/fsic_post/fsic-techcast-elizabeth-adams-ai-book-review/) - Elizabeth Adams discusses her children's book "Little AI and Peety". She tells why she wrote the book and discusses some of the more important aspects of AI safety and children.
- [FSIC Issue - Democracy Now Video - “Your Debt Is Someone Else’s Asset”: Calls Mount to Cancel Debt & Halt Wealth Transfer to the Rich](https://fsicoalition.org/fsic_post/fsic-issue-democracy-now-video-your-debt-is-someone-elses-asset-calls-mount-to-cancel-debt-halt-wealth-transfer-to-the-rich/) - 12/9/21 Democracy Now! - As calls grow for Biden to extend the moratorium on student debt, we speak with the Debt Collective’s Astra Taylor and feature her new film for The Intercept, “Your Debt Is Someone Else’s Asset,” animated by artist Molly Crabapple. The $15 trillion in U.S. household debt is “a form of wealth
- [FSIC Podcast - Dream Creators Interview Shanessa Alston](https://fsicoalition.org/fsic_post/fsic-podcast-dream-creators-interview-shanessa-alston/) - Brady J. Buckner (President, FSIC) interviews Dream Creators Workforce Development Program graduate Shanessa Alston. They discuss Shanessa's experience in the program and on the job as an Electrical Lineworker.
- [FSIC Housing Task Force Video Podcast - Reducing Bias in Mortgage Lending: A Look at the Studies](https://fsicoalition.org/fsic_post/fsic-housing-task-force-video-podcast-reducing-bias-in-mortgage-lending-a-look-at-the-studies/) - December 16, 2021 - FSIC’s Brady J. Buckner (President, FSIC) and Kevin B. Kimble, Esq. (Founder and CEO, FSIC) interview Dr. Daniel Shoag of the WeatherHead School of Management at Case Western Reserve University and Associate Professor at the Harvard Kennedy School. They discuss how data and studies are showing to some degree how online
- [FSIC Video Podcast-Elizabeth Adams Presentation on Facial Recognition Oversight & Accountability](https://fsicoalition.org/fsic_post/fsic-video-podcast-elizabeth-adams-presentation-on-facial-recognition-oversight-accountability/) - January 11, 2022 - FSIC’s Brady J. Buckner (President, FSIC) interviews Elizabeth M. Adams of the Institute for Human-Centered AI and Doctoral Student at Pepperdine University. Elizabeth reviews her presentation on Leadership of Responsible AI. They discuss Facial Recognition and why oversight and accountability are essential in implementing and utilizing this technology.
- [FSIC Video Podcast – Dr. Daniel Shoag – Regional Housing Policy Discussion January 27, 2022](https://fsicoalition.org/fsic_post/fsic-video-podcast-dr-daniel-shoag-regional-housing-policy-discussion-january-27-2022-2/) - Dr. Shoag discusses issues affecting regional housing markets and policy changes that could be made to make homeownership more accessible to individuals in disadvantaged communities.This is an FSIC Housing Task Force Project
- [FSIC Video Podcast - Dr. Kortney Ziegler - WellMoney Financial Support Program February 17, 2022](https://fsicoalition.org/fsic_post/fsic-video-podcast-dr-kortney-ziegler-wellmoney-financial-support-program-february-17-2022-2/) - February 17, 2022 - FSIC's Brady J. Buckner (President, FSIC) interviews Dr. Kortney Ziegler who is the 2021 CCSRE Race & Technology Practitioner Fellow at Stanford University and an expert on financial technologies like cryptocurrency and blockchain. Dr. Ziegler started WellMoney, a money sharing community program where participants can receive cash money through the WellMoney
- [FSIC Video Podcast - Nicole Bachaud - “Black Mortgage Applicants Denied 84% More Often than White Borrowers”](https://fsicoalition.org/fsic_post/fsic-video-podcast-nicole-bachaud-black-mortgage-applicants-denied-84-more-often-than-white-borrowers/) - March 21, 2022, Kevin B. Kimble, Esq., Founder and CEO, FSIC, and Brady J. Buckner, President, FSIC Interview with Nicole Bachaud, Economist on the Economic Research team at Zillow. In this episode, the discussion centers on Nicole’s article titled “Black Mortgage Applicants Denied 84% More Often than White Borrowers”. The group discusses reasons why this
- [FSIC Blog Post - “The Wobblies”: Iconic Film on the Industrial Workers of the World (IWW) Is Re-released for May Day](https://fsicoalition.org/fsic_post/fsic-blog-post-the-wobblies-iconic-film-on-the-industrial-workers-of-the-world-iww-is-re-released-for-may-day/) - The film details the history of the Industrial Workers of the World — a radical union whose members are also known as Wobblies — and their inclusive fight to organize “unskilled” workers, secure fair wages and enshrine the eight-hour workday in the early 20th century before they were targeted and repressed by the FBI during
- [FSIC Video Podcast - "African Americans, Real Estate, and the Impact of Systematic Racism"](https://fsicoalition.org/fsic_post/fsic-video-podcast-african-americans-real-estate-and-the-impact-of-systematic-racism/) - May 13, 2022, Kevin B. Kimble, Esq., Founder and CEO, FSIC, and Brady J. Buckner, President, FSIC interview with Thaddeus Dawson, CRA designated member with he National Society of Real Estate Appraisers. In this episode outlines the historical and current effects of systematic racism on property valuation and how it has impacted the long term
- [FSIC Blog Post – Video Highlights Hidden Fees in Housing Market](https://fsicoalition.org/fsic_post/fsic-blog-post-video-highlights-hidden-fees-in-housing-market/) - In a new video, the Market Institute’s Charlie Sauer examines the rise in sales prices and interest rates of homes across the country and scrutinizes the higher-than-anticipated costs Americans face in the home-buying process. In the video, Sauer zeroes in on zoning and land use issues, tariffs on products such as lumber and steel, and
- [FSIC Video Podcast - "What is Antitrust and Why are Monopolies Bad?"](https://fsicoalition.org/fsic_post/fsic-video-podcast-what-is-antitrust-and-why-are-monopolies-bad/)
- [FSIC Podcast - Dr. Sahota Explains Metaverse](https://fsicoalition.org/fsic_post/fsic-podcast-dr-sahota-explains-metaverse/) - Dr. Sahota, an IBM master inventor and advisor on artificial intelligence to the United Nations, offers a clear definition of the metaverse accessible to everyone.
- [FSIC Video Podcast – Kristian Soltes, Esq. – A Deeper Look Into Antitrust](https://fsicoalition.org/fsic_post/fsic-video-podcast-kristian-soltes-esq-a-deeper-look-into-antitrust/) - Esteemed antitrust and whistleblower attorney, Mr. Kristian Soltes, returns as a guest on our podcast, joining FSIC President Brady J. Buckner for a deeper look into the significance of antitrust. In this engaging conversation, Mr. Soltes examines the critical issue of anti-competitive behavior and its far-reaching effects, particularly on minority and disadvantaged communities. With a
- [FSIC Podcast - Workplace Fairness, Current Childhood Labor Issues](https://fsicoalition.org/fsic_post/fsic-and-workplace-fairness-video-podcast-current-childhood-labor-issues/) - Join us for an eye-opening discussion on the pressing issue of current childhood labor issues, as three influential leaders come together to shed light on this critical topic. Brady J. Buckner, President of FSIC, Kevin B. Kimble, Esq., CEO of FSIC, and Edgar Ndjatou, Executive Director of Workplace Fairness, bring their wealth of knowledge and
- [SCLC 60th Commemorative March on Washington](https://fsicoalition.org/fsic_post/sclc-60th-commemorative-march-on-washington/) - SCLC President/CEO Dr. Charles Steele, Jr. delivers a message at the Lincoln Memorial during the 60th Commemorative March on Washington 2023.
- [FSIC Health Equity Webinar – 340B Program](https://fsicoalition.org/fsic_post/fsic-health-equity-webinar-340b-program/) - Prominent politicians and leading nonprofit groups come together to tackle pressing issues surrounding the 340B Healthcare Program. The 340B Program is a federal initiative that requires pharmaceutical manufacturers to provide outpatient drugs at discounted prices to qualifying healthcare organizations serving uninsured and low-income patients. With the goal of improving healthcare accessibility and affordability, these experts
- [Reverse Discrimination Lawsuits](https://fsicoalition.org/fsic_post/reverse-discrimination-lawsuits/) - There is a surge of reverse discrimination lawsuits effecting Black/African Americans. Kevin B. Kimble, Esq., FSIC Co-Founder and CEO and Executive Director of the Southern Christian Leadership Global Policy Initiative, joins Dr. Charles Steele Jr. the President and CEO of Southern Christian Leadership Conference, to discuss reverse discrimination lawsuits happening in America.
- [Mel O, discusses  media and financial services](https://fsicoalition.org/fsic_post/mel-o-discusses-media-and-financial-services/) - Media and financial services— Mel O discusses her book and understanding financial literacy.
- [How ESOPs Can Help Americans Benefit from the Silver Tsunami](https://fsicoalition.org/fsic_post/how-esops-can-help-americans-benefit-from-the-silver-tsunami/) - Podcast discussion with Alberto Tarajano on Employee Stock Ownership Plan (ESOP)
- [Sickle Cell Discussion with Teya Smith](https://fsicoalition.org/fsic_post/sickle-cell-discussion-with-teya-smith/)
- [FSIC and SCL-GPI 340B Program](https://fsicoalition.org/fsic_post/fsic-and-scl-gpi-340b-program/) - The Financial Services Innovation Coalition (FSIC) and the Southern Christian Leadership Global Policy Initiative (SCL-GPI) held events in Chicago, IL, and Richmond, VA, to educate the public on the need for Congress to reform the 340B Hospital Drug Pricing Program. This video is a synopsis of the events and the Program.
- [FSIC Supports DC City - No Bailouts](https://fsicoalition.org/wp-content/uploads/2025/10/FSIC-Statement-of-Support-Entrtnmnt-Mnoply-Reform-10-24-25-2.pdf)
- [NJ Citizens Rising](https://www.eventbrite.com/e/your-voice-your-power-citizens-rising-registration-1347268248599?aff=oddtdtcreator)
- [Communally Rooted Summer Series](https://fsicoalition.org/fsic_post/communally-rooted-summer-series/)
- [Economic Equity Summit](https://fsicoalition.org/fsic_post/economic-equity-summit/)
- [Affirmative action opponent drops case over Winston & Strawn's diversity fellowship](https://www.reuters.com/legal/legalindustry/affirmative-action-opponent-drops-case-over-winston-strawns-diversity-fellowship-2023-12-06/#new_tab) - A group founded by a prominent anti-affirmative action activist on Wednesday dropped its latest lawsuit challenging a major U.S. law firm's fellowship program designed to foster diversity after the firm altered its application criteria.
- [Minority Policy Summit New Sponsor AffirmedRx](https://fsicoalition.org/wp-content/uploads/2025/02/FSIC-Modern-Economic-Journal-Edition-6-Jan-2025-final.pdf#new_tab)
- [FSIC and GPI BLACK MONEY MATTERS VI](https://fsicoalition.org/wp-content/uploads/2025/06/FSIC-and-GPI-BLACK-MONEY-MATTERS-VI-flyer-Draft1-5-25-25.jpg)
- [FSIC Modern Economic Journal](https://fsicoalition.org/wp-content/uploads/2025/09/MEJ-July-Edition-12-July-2025-final.pdf#new_tab)
- ["FSIC Releases its Minority Policy Agenda"](https://fsicoalition.org/wp-content/uploads/2025/08/FSIC-Legislative-Agenda-2025-FINAL-compressed.pdf#new_tab)
- [Stop Whining, Start Self Regulating](https://fsicoalition.org/fsic_post/stop-whining-start-self-regulating/) - American Banker (February 28, 2012) It's about time banks stop whining about increased regulation and do something to get ahead of it. Complaining about regulation is nothing new in banking. But in the wake of Dodd-Frank and the creation of the Consumer Financial Protection Bureau, the crankiness has reached an all-time high. To read more:
- [Democrats and Republicans Agree: We Need More Startups [TCTV]](https://fsicoalition.org/fsic_post/democrats-and-republicans-agree-we-need-more-startups-tctv-3/) - TechCrunch (March 15, 2012) We’re in the thick of a presidential election year here in the United States, which means that Democrats and Republicans are at each others’ throats even more than usual as each party fights to win votes. But even now, there is still one political issue that both sides have to get
- [FSIC Charter Member Mary Jackson Testifies at First Hearing on H.R. 6139](https://fsicoalition.org/fsic_post/fsic-charter-member-mary-jackson-testifies-at-first-hearing-on-h-r-6139/) - FSIC Statement in Support of H.R. 6139, the “Consumer Credit Access, Innovation and Modernization Act” House Financial Institutions and Consumer Credit Subcommittee Welcomes Online Innovators to First Hearing on H.R. 6139 WASHINGTON — (July 24, 2012) Today, a national coalition of financial services innovators, policy analysts and consumer advocates expressed strong support for recently introduced legislation
- [73 Million Americans on the Wrong Side of the Credit Divide](https://fsicoalition.org/fsic_post/73-million-americans-on-the-wrong-side-of-the-credit-divide/) - Columnist Armstrong Williams commentary in The Hill (July 23, 2012) - A recent Wall Street Journal article examined how the Fed’s use of low interest rate policies has failed to reach those most in need. Aptly calling it the “credit divide,” the article finds that “Fed officials have been frustrated in the past year that low interest
- [Put Alternative Financial Services on a Level Playing Field](https://fsicoalition.org/fsic_post/put-alternative-financial-services-on-a-level-playing-field/) - G. Michael Flores Responds to Tescher Op Ed in American Banker - (July 9, 2012) - American Banker recently ran a thought provoking column by Jennifer Tescher, president and chief executive of the Center for Financial Services Innovation, in which she reflected upon the takeaways from the recent Underbanked Financial Services Forum in San Francisco. ... Based upon
- ['Underbanked' is an Increasingly Unhelpful Label](https://fsicoalition.org/fsic_post/underbanked-is-an-increasingly-unhelpful-label/) - Jennifer Tescher Op Ed in American Banker (June 26, 2012) - This month, I spent a few days with some 750 people focused on the underbanked market opportunity. These bankers, retailers, technology start-ups, regulators and advocates gathered in San Francisco for the seventh annual Underbanked Financial Services Forum, organized by the Center for Financial Services Innovation
- [How Banks are Getting Rich Off the Poor](https://fsicoalition.org/fsic_post/how-banks-are-getting-rich-off-the-poor/) - Forbes (April 26, 2012) - It’s not easy being a big bank these days. Consumers hate them, shareholders have beef with them and regulators can’t figure out what to do with them. At the end of the day though, a bank’s gotta do what a bank’s gotta do: make money. But how banks go about making that
- [Data From Payday Loan Applicants Sold In Online Auctions](https://fsicoalition.org/fsic_post/data-from-payday-loan-applicants-sold-in-online-auctions/) - Bloomberg (June 8, 2012) - In the business known as payday lending, one of the biggest players lends no money at all. MoneyMutual.com promises loans of as much as $1,000 to people in need of quick cash, advertising widely on TV and online with former talk show host Montel Williams as its public face. In
- [While the Headlines Blare Americans Lose 40% of Their Wealth, Income Decline is the Real Horror Story](https://fsicoalition.org/fsic_post/while-the-headlines-blare-americans-lose-40-of-their-wealth-income-decline-is-the-real-horror-story/) - Economic Populist (June 12, 2012) The Federal Reserve released a report, the 2010 Survey of Consumer Finances. This is a report on household wealth from 2007-2010, removing effects of inflation. No surprise, median net worth declined by 38.8% from 2007 to 2010 and is down to 1992 levels. Why this should be no surprise is
- [More Debit Card Follies and Abuses](https://fsicoalition.org/fsic_post/more-debit-card-follies-and-abuses/) - New York Times (June 10, 2012) The federal Consumer Financial Protection Bureau needs to bring transparency to debit card banking. The Federal Reserve made a good regulatory start in 2010, when it required banks to get account holders’ consent before enrolling them in overdraft “protection” programs that could cost them $35 each time they used a debit
- [Financial Innovators Can Find Inspiration in Bay Area](https://fsicoalition.org/fsic_post/financial-innovators-can-find-inspiration-in-bay-area/) - American Banker (June 7, 2012) Bankers, community advocates, innovators and regulators will be converging on San Francisco next week for the Seventh Annual Underbanked Financial Services Forum presented by American Banker and the Center for Financial Services Innovation. While the agenda will provide attendees lots of food for thought, and the halls will be packed for networking opportunities, I
- [WILLIAMS: Old Phony Regulations Crimp Financial Innovations](https://fsicoalition.org/fsic_post/williams-old-phony-regulations-crimp-financial-innovations/) - Washington Times (June 3, 2012) Have you ever stopped to think about how the breakup of AT&T revolutionized the information and communications technology market? Most people probably haven’t, but in 1984, the end of the regulated monopoly ushered in an era of unprecedented competition and innovation ... Given their prevailing 20th-century mentality and saddled with
- [American Banker: Underbanked Is an Increasingly Unhelpful Label](https://fsicoalition.org/fsic_post/american-banker-underbanked-is-an-increasingly-unhelpful-label/) - Jennifer Tescher in the American Banker (June, 2012) – This month, I spent a few days with some 750 people focused on the underbanked market opportunity. These bankers, retailers, technology start-ups, regulators and advocates gathered in San Francisco for the seventh annual Underbanked Financial Services Forum, organized by the Center for Financial Services Innovation and American Banker. What
- [Former U.S. Rep. Joe Baca to Lead National Effort to Broaden Access to Capital and Credit for Middle-Income Consumers and Small Businesses](https://fsicoalition.org/fsic_post/former-u-s-rep-joe-baca-to-lead-national-effort-to-broaden-access-to-capital-and-credit-for-middle-income-consumers-and-small-businesses/) - WASHINGTON (Feb. 19, 2013) –– Today, the leadership of the Financial Services Innovation Coalition (FSIC) announced that former U.S. Rep. Joe Baca is continuing his decades-long focus on extending financial and credit services solutions to middle-income consumers by joining the FSIC to lead a reinvigorated effort to expand the availability of financial services and online
- [Payday Lenders Assail Online Competitors](https://fsicoalition.org/fsic_post/payday-lenders-assail-online-competitors/) - American Banker (March 4, 2013) "So the notion that people are flocking to the Internet," says Sarah Ludwig, co-director of the Neighborhood Economic Development Advocacy Project in New York City, where payday loans are banned, "because they can't find a loan at their storefront payday lender is complete nonsense."... The Pew research also suggests that
- [Big Data Comes to Small Business Online Lending](https://fsicoalition.org/fsic_post/big-data-comes-to-small-business-online-lending/) - American Banker (Dec. 13, 2012) Capital Access Network (CAN) is trying to bring a mix of broad data sourcing and analytics to an online lending portal that it hopes will bring credit to small business borrowers that the company contends are getting lost in the scoring shuffle elsewhere. This week it launched an online lending engine
- [Forget Payday, It’s Time to Reinvent All Lending Practices](https://fsicoalition.org/fsic_post/forget-payday-its-time-to-reinvent-all-lending-practices/) - William M. Webster IV in the American Banker (Feb. 18, 2013) - Recently, American Banker asked, "Can the Payday Loan be Reinvented?" This question, while provocative, is incomplete. It's time to rethink and seriously tackle consumer lending more broadly. It's time to improve lending so that it actually benefits consumers and reflects recent evolutions in
- [Major Banks Aid in Payday Loans Banned by States](https://fsicoalition.org/fsic_post/major-banks-aid-in-payday-loans-banned-by-states/) - New York Times (Feb. 23, 2013) - Major banks have quickly become behind-the-scenes allies of Internet-based payday lenders that offer short-term loans with interest rates sometimes exceeding 500 percent. With 15 states banning payday loans, a growing number of the lenders have set up online operations in more hospitable states or far-flung locales like Belize, Malta
- [Prevailing Defendant Can Recover Costs in FDCPA Suit Not Filed in Bad Faith, Supreme Court Rules](https://fsicoalition.org/fsic_post/prevailing-defendant-can-recover-costs-in-fdcpa-suit-not-filed-in-bad-faith-supreme-court-rules/) - Consumer Financial Services Group at Ballard Spahr LLP (Feb. 28, 2013) - A prevailing defendant in a Fair Debt Collection Practices Act (FDCPA) case can recover costs even without a court finding that the plaintiff filed suit in bad faith and for the purpose of harassment, the U.S. Supreme Court has ruled. In Marx v. General Revenue
- [FTC Data Confirms Overwhelming Satisfaction with Payday Loans](https://fsicoalition.org/fsic_post/ftc-data-confirms-overwhelming-satisfaction-with-payday-loans/) - Payday Pundit (March 1, 2013) - Consumers are satisfied with their payday loans – and this comes as no surprise to CFSA members. New data out this week from the Federal Trade Commission (FTC) reinforces this: consumers simply don’t complain much about payday loans. In fact, of the more than 2 million complaints logged with
- [Bills Filed to Reform Payday, Auto Title Lending](https://fsicoalition.org/fsic_post/bills-filed-to-reform-payday-auto-title-lending/) - Austin Business Journal (March 7, 2013) - Senate Business and Commerce Committee Chairman John Carona, R-Dallas, and House Investments and Financial Services Committee Chairman Mike Villarreal, D-San Antonio, filed identical legislation, Senate Bill 1247 and House Bill 2706, respectively. “These bills will provide uniformity throughout the state and maintain Texans’ access to credit,” Carona said, “and
- [Products for Unhappily Banked Can Win Over Underbanked Too](https://fsicoalition.org/fsic_post/products-for-unhappily-banked-can-win-over-underbanked-too/) - American Banker (February 1, 2013) – Next-generation banking products are here, but knowing exactly what to call them is a challenge. They bundle transactions, payments, savings, and money management tools in ways that fundamentally reimagine the banking relationship. The trend last summer began with the private launch of Simple, a tech start-up that promises to replace
- [Thank you for attending FSIC Roundtable March 24th 2014](https://fsicoalition.org/fsic_post/fsic-roundtable-march-24th-2014/) - Thank you to everyone that attended the recent FSIC Roundtable event on Capitol Hill "How Innovation in Financial Services Can Help Close the Credit Gap." Click HERE for more contact information and biographies on all of our panelist and moderator Jordan Goodman from the Money Answers radio show.
- [FSIC Roundtable March 24th](https://fsicoalition.org/fsic_post/fsic-roundtable-march-24th/) - March 24th, 2013: FSIC Roundtable - "How Innovation in Financial Services Can Help Close the Credit Gap"12:00 - 1:30 US Capitol Visitors Center, Room SVC200
- [USPS - Alternative to Payday Lending](https://fsicoalition.org/fsic_post/usps-alternative-to-payday-lending/) - Dallas Morning News (February, 10 2014) Is post-office banking an alternative to payday lending? The U.S. Postal Service has proposed that its offices might also be used for some banking services. By Gerald Britt Published: 10 February 2014 08:20 PM Updated: 13 February 2014 10:16 AM The public argument regarding payday lending is gradually shifting from a
- [Behavioral Data Startup Combines Big Data with Credit 'Traffic School'](https://fsicoalition.org/fsic_post/behavioral-data-startup-combines-big-data-with-credit-traffic-school/) - American Banker (Dec 4, 2014) -- When a cop pulled over Zaydoon Munir, the soon-to-be entrepreneur experienced an "aha" moment: what if there was an option for individuals with subprime credit to attend a money management traffic school? Just as people who attend traffic school get points taken off their license, consumers who take finance classes
- [FSIC CEO Joe Baca Pens Letter to CFPB Dir. Richard Cordray with message,   "Just saying no to the payday loan industry is not enough."](https://fsicoalition.org/fsic_post/fsic-ceo-joe-baca-pens-letter-to-cfpb-dir-richard-cordray-with-message-just-saying-no-to-the-payday-loan-industry-is-not-enough/) - WASHINGTON (June 4, 2013) –– Today, former U. S. Rep. Joe Baca, CEO of the Financial Services Innovation Coalition, delivered a letter to Richard Cordray, Director of the Consumer Financial Protection Bureau (CFPB). Baca urged Director Cordray to extend the policy focus of the CFPB to include an assessment of affordable credit solutions for the millions
- [NFCC Financial Literacy Survey Reveals Consumers' Top Financial Concerns](https://fsicoalition.org/fsic_post/financial-literacy-survey-reveals-consumers-top-financial-concerns/) - National Foundation for Credit Counseling (April, 2013) – As Financial Literacy Month begins, the National Foundation for Credit Counseling (NFCC) and the Network Branded Prepaid Card Association (NBPCA) today released the results of the 2013 Financial Literacy Survey. In its seventh year, the survey annually provides data and trending around Americans’ attitudes and behaviors related to
- [Google pulls all Moneysupermarket ads in crackdown on payday loan vendors that flout AdWords policies](https://fsicoalition.org/fsic_post/google-pulls-all-moneysupermarket-ads-in-crackdown-on-payday-loan-vendors-that-flout-adwords-policies/) - The Drum (April 8, 2013) – Google has pulled all Moneysupermarket paid-search ads as part of a crackdown on payday loan vendors which flout its AdWords policies, The Drum can reveal. The internet giant has been under increasing pressure from the government to tighten its policing of payday loan vendors which have been flouting its AdWords
- [Evaluating Too-Good-to-be-True Online Bank Offers](https://fsicoalition.org/fsic_post/evaluating-too-good-to-be-true-online-bank-offers/) - Reuters (March 4, 2013) – Interest rates at 8 times the national average! Absolutely no overdraft fees! No minimums! Free checks! Get your ATM fees reimbursed! With nearly half of the $10 trillion in bank deposits in the U.S. concentrated in the top five banks, it takes a lot of exclamation points for the nation's 6,000-plus
- [Save The Date!](https://fsicoalition.org/fsic_post/save-the-date/) - Save the Date! FSIC will be holding a roundtable on Capitol Hill April 29th, 2014 as part of a continued panel discussion on using innovation in financial services to provide much needed credit to unbanked and underbanked consumers. Where: Capitol Hill - Room TBD Time: 1:30-3:00 PM EDT
- [NYT Article: Can’t Get a Bank Loan? The Alternatives Are Expanding](https://fsicoalition.org/fsic_post/nyt-article-cant-get-a-bank-loan-the-alternatives-are-expanding/) - Ivan Rincon’s products may have been skimpy, but he was convinced his growth prospects were not. Orchid Boutique, the online swimwear shop he founded six years ago in Miami with his wife, Mayra, was approaching $3 million in annual sales. It had been profitable since 2010, he said, with margins that ran between 10 and
- [Battle Over Postal Banking Reignites](https://fsicoalition.org/fsic_post/battle-over-postal-banking-reignites/) - American Banker Article by VICTORIA FINKLEJULY 16, 2014 4:15pm ET WASHINGTON — The push to expand banking services at the country's post offices continues to gain momentum, though numerous questions remain about the design and scope of such an effort. Read More
- [Why Banks Should Partner with Alternative Lenders](https://fsicoalition.org/fsic_post/why-banks-should-partner-with-alternative-lenders/) - By: G. Michael Flores, CEO, Bretton Woods, Inc. Not too long ago, it would have been heresy for a commercial bank to provide loan leads to non-bank lenders. Since 2008, new compliance regulations, higher capital requirements and much tighter underwriting standards have caused banks to rethink the case of referring loan customers to alternative lenders.
- [Small Business Lenders At a Crossroads –  A Cautionary Tale From the Fight Over Payday Lending](https://fsicoalition.org/fsic_post/small-business-lenders-at-a-crossroads-a-cautionary-tale-from-the-fight-over-payday-lending/) - Small Business Lenders At a Crossroads – A Cautionary Tale From the Fight Over Payday Lending By Kevin Kimble – Co-founder Financial Service Innovation Coalition (FSIC) As someone who follows trends in the financial services sector, especially as they relate to nonbank activities, I have been watching with great interest all of the discussions surrounding the new
- [Financial Emergencies: Why Can’t Consumers Find $500?](https://fsicoalition.org/fsic_post/financial-emergencies-why-cant-consumers-find-500/) - By: Kevin B. KimbleFounder & Director of Policy DevelopmentFinancial Services Innovation CoalitionMarch 7, 2016 We are living in interesting financial times in our nation these days. People are both stressed, and stretched out to the max. A recent study shows that a majority of working Americans don’t even have enough money to cover the $500-$1000
- [While Waiting for CFPB Rules, Congress Should Act to Improve Credit Options](https://fsicoalition.org/fsic_post/while-waiting-for-cfpb-rules-congress-should-act-to-improve-credit-options/) - By Kevin B. Kimble, Esq.April 4, 2016 While everyone waits for the CFPB to issue its rules on payday and small dollar lending, little is being done to improve access to credit in this space. For more than a decade, much has been tried at the federal and state levels to limit the harm some
- [Save The Date!](https://fsicoalition.org/fsic_post/save-the-date-2/) - Save the Date! Learn why African American Women are the fastest growing group of Small Business Owners in the US FSIC will be holding the African American Women's Small Business Forum in Richmond, VA Saturday December 3, 2016 at 9:30 - 4:00 pm with a hosted reception from 5:00 - 7:00 pm. To sign up email us
- [The Case Against Corporate Welfare  A look at Sugar Subsidies April 27 2018](https://fsicoalition.org/wp-content/uploads/2021/05/The-Case-Against-Corporate-Welfare-A-look-at-Sugar-Subsidies-April-27-2018.pdf#new_tab) - There have been many studies and reports written on the sugar subsidy programs. As the subject has been well analyzed we will not attempt to reassess the program and in fact agree with many of the analysis. As has been stated, the US sugar industry receives enormous government support and protection from foreign competition. The
- [FSIC American Innovation and Opportunity Fund (AIOF) Workforce Development Program Graduates Receive Employment Offers](https://fsicoalition.org/fsic_post/fsic-american-innovation-and-opportunity-fund-aiof-workforce-development-program-graduates-receive-employment-offers/) - FSIC American Innovation and Opportunity Fund (AIOF) Workforce Development Program Graduates Receive Employment Offers For Immediate Release – Press Advisory Contact: Brady Buckner(202) 680-4749 Washington, D.C. FSIC American Innovation and Opportunity Fund congratulates graduates from its most recent Workforce Development Support class. All program participants/students in the AIOF program received advance training and incidental support
- [FinTech Firms Can and Should Facilitate Postal Lending](https://fsicoalition.org/wp-content/uploads/2021/05/OppLoans_FinTech-Firms-Can-and-Should-Facilitate-Postal-Lending-final.pdf#new_tab) - The current financial climate in the United States has created a scenario that is prime for modern FinTech firms to facilitate “postal banking”—thus reducing banking deserts and potentially eliminating the insidious payday loan industry. OppLoans_FinTech Firms Can and Should Facilitate Postal Lending final
- [FSIC Sends Letter to Congress in Support of HR 41 The Rescue Act for Black and Community Banks](https://www.congress.gov/bill/116th-congress/house-bill/41/text#new_tab) - FSIC Support Letter HR 41 2-19-19 Link to complete H.R.41 text: https://www.congress.gov/bill/116th-congress/house-bill/41/text
- [Opportunity Zone Fairness and Inclusion Act - Dear Colleague Letter - Congressman Hank Johnson](https://fsicoalition.org/wp-content/uploads/2019/10/OppZone-Fairness-and-Inclusion-Act-Dear-Colleague-Ltr.pdf#new_tab) - OppZone Fairness and Inclusion Act Dear Colleague Ltr
- [Why Congress Should Postpone Implementation of Opportunity Zones and Consider Other Options](https://fsicoalition.org/fsic_post/why-congress-should-postpone-implementation-of-opportunity-zones-and-consider-other-options/) - A discussion on why the implementation of Opportunity Zones should be postponed and why there are better options to help target communities.FSIC Opportunity Zone Roundtable Save the Date DRAFT 12-13-19 for site
- ["The Reason Opportunity Zones Won’t Work and What to do About Them" FSIC Senate Roundtable Luncheon](https://fsicoalition.org/wp-content/uploads/2019/05/FSIC-Opportunity-Zone-Senate-Roundtable-Save-the-Date-6-18-19.pdf#new_tab) - FSIC Opportunity Zone Senate Roundtable Save the Date 6-18-19 The Financial Services Innovation Coalition (FSIC) invites you to join us for a roundtable discussion titled: " The Reason Opportunity Zones Won’t Work and What to do About Them”. This discussion will be held Tuesday, June 18, 2019 in the Senate Budget Committee Conference Room at
- [“We Won the Civil Rights Battle but are We Losing the Inclusion War?”  Capitol Hill Roundtable Luncheon](https://fsicoalition.org/wp-content/uploads/2019/04/PIE-SCLC-Minority-Economic-Inclusion-Roundtable-Save-the-Date-4-26-19.pdf#new_tab) - Our Colleagues at the Partnership for Innovation and Empowerment in association with the Southern Christian Leadership Conference are hosting a Capitol Hill Roundtable Luncheon on Friday April 26th at 12:00 pm EDT at the Rayburn House Office Building Room 2060. Please click the link for a copy of the invitation/flyer. PIE SCLC Minority Economic Inclusion
- [Letter to Jamie Dimon of JPMorgan re: segregated investment funds](https://fsicoalition.org/wp-content/uploads/2019/04/FSIC-Letter-to-James-Dimon-segregated-investments-2019-4-17.pdf#new_tab) - FSIC Letter to James Dimon-segregated investments 2019-4-17
- [Congress and Cannabis Must Find a Way to Get Along](https://fsicoalition.org/fsic_post/congress-and-cannabis-must-find-a-way-to-get-along/) - On few issues are voters and federal policymakers more out of sync than on cannabis, particularly its medical use. States legislatures and voters, through ballot initiatives, are increasingly signaling their willingness to support reasonable solutions, while federal policy continues to be stuck and – worse still – contradictory. Click here for full version of FSIC/21st
- [FSIC Sends Letter to Congress Asking for Better Opportunity Zone Rules to Ensure Target Communities Participate in Benefits](https://fsicoalition.org/fsic_post/fsic-sends-letter-to-congress-asking-for-better-opportunity-zone-rules-to-ensure-target-communities-participate-in-benefits/) - FSIC Letter to the U.S. SenateFSIC Opportunity Zone Comment Letter Feb 2019 Senate Finance 2-27-19 FSIC Letter to the U.S. House of RepresentativesFSIC Opportunity Zone Comment Letter Feb 2019 House Ways Means 2-27-19 Letter in Support of FSIC Position on Opportunity Zone Rules from Bretton Woods, Inc.Bretton Woods Opportunity Zone Letter - Feb 2019 Letter
- [A Lawyers Role in Alleviating Inequities Through Advocacy](https://fsicoalition.org/fsic_post/a-lawyers-role-in-alleviating-inequities-through-advocacy/) - By Kevin B. Kimble, Esq. This is an Op-Ed published in the National Bar Association Health Law Section In this election year and in light of the fallout from the Coronavirus outbreak, it is an important time to reflect on the need for legislative advocacy on behalf of the African American community for health inclusion.
- [SBA And Banks Have Proven Themselves Unworthy of Stimulus Participation](https://fsicoalition.org/fsic_post/sba-and-banks-have-proven-themselves-unworthy-of-stimulus-participation/) - A lot has been made of the way banks have prioritized loan applications, choosing to helpcustomers who have credit accounts first.It is clear small business owners were NEVER supposed to get any of the PPP Funding. FSIC Memo_Cong PPP_4-20-20 FSIC Cvr Ltr_Congress_PPP_4-20-20
- [FSIC Releases White Paper - The Marshall Plan for the Economic Recovery of Black America](https://fsicoalition.org/fsic_post/fsic-releases-white-paper-the-marshall-plan-for-the-economic-recovery-of-black-america/) - Congress Should Use a New Stimulus Package to Create a $1 Trillion Recovery Inclusion & Stabilization Fund (Marshall Plan) to Help African American Communities Recover and Rebuild After the Coronavirus Pandemic Marshall Plan for Black America White Paper final 5-10-2020
- [The Looming Real Estate Crisis Plus Opportunity Zones Will Exponentially Expand the Wealth Gap](https://fsicoalition.org/fsic_post/the-looming-real-estate-crisis-plus-opportunity-zones-will-exponentially-expand-the-wealth-gap/) - It is not a secret that the real estate market is suffering during this COVID-19 pandemic. Social distancing has caused businesses to shutter which has led to a decline in commercial real estate values. With workers forced to stay home, many people are unable to pay their rents and mortgages. These delinquencies will eventually lead
- [FSIC American Innovation and Opportunity Fund (AIOF) Awarded Duke Energy Foundation Powerful Communities Grant](https://fsicoalition.org/fsic_post/fsic-american-innovation-and-opportunity-fund-aiof-awarded-duke-energy-foundation-powerful-communities-grant/) - AIOF has been awarded a Duke Energy Foundation Powerful Communities Grant and is proud to partner with the Duke Energy Foundation on the FSIC AIOF Dream Creators Workforce Development Program. Over the last 3 years AIOF has been working to introduce more minorities to careers in the electrical utility lineman industry. With Duke’s support, AIOF
- [The Financial Services Innovation Coalition (FSIC) has issued the following statement about the passing of U.S. Representative John Lewis.](https://fsicoalition.org/fsic_post/the-financial-services-innovation-coalition-fsic-has-issued-the-following-statement-about-the-passing-of-u-s-representative-john-lewis/) - The Financial Services Innovation Coalition (FSIC) has issued the following statement about the passing of U.S. Representative John Lewis. Rep. Lewis dedicated his life to the advancement of both civil and human rights. He was a man of compassion, justice and courage. He was committed to fighting for a better America. He believed in the
- [Brown, Booker, Harris Introduce Senate Resolution Declaring Racism a Public Health Crisis](https://fsicoalition.org/fsic_post/brown-booker-harris-introduce-senate-resolution-declaring-racism-a-public-health-crisis/) - WASHINGTON, D.C. – July 22, 2020, U.S. Sens. Sherrod Brown (D-OH), Cory Booker (D-NJ), and Kamala Harris (D-CA) introduced a Senate Resolution to declare racism a public health crisis. The coronavirus pandemic has been the great revealer – underscoring the racial disparities that continue to pervade public health as a direct result of systemic racism.
- [Statement of Support for Dominion Energy Diversity and Inclusion Efforts](https://fsicoalition.org/fsic_post/statement-of-support-for-dominion-energy-diversity-and-inclusion-efforts/) - FSIC would like to thank Dominion Energy for their efforts to support minority inclusion in the workforce as well as promote economic empowerment. AIOF FSIC Statement of Support for Dominion HBCU Donation The FSIC American Innovation and Opportunity Fund (AIOF) promotes Economic Empowerment and Inclusion through its Dream Creators Workforce Development Program and its Economic
- [FSIC Hosts "THE STATE OF HEALTH FOR BLACK MEN IN AMERICA" SERIES: COVID - MYTHS, FACTS & FEARS](https://fsicoalition.org/fsic_post/fsic-hosts-the-state-of-health-for-black-men-in-america-series-covid-myths-facts-fears/) - FSIC is proud to host the next in a series of meetings on the State of Health for Black Men in America. This event will focus on COVID - Myths, Facts & Fears. To download a copy of the flyer click below:FSIC Webinar Covid - Myths, Facts & Fears Flyer 10-06-20 Final1
- [Op-Ed - Professional Sport Team Owners in US Prove Socialism Can Work](https://fsicoalition.org/fsic_post/op-ed-professional-sport-team-owners-in-us-prove-socialism-can-work/) - ByKevin B. Kimble Esq., Founder – FSIC&Michael Flores, CEO – Bretton Woods, Inc. We seem to be at a crossroads in our economic policy paradigm. We appear to be stuck between unbridled capitalism, bordering on feudalism, or the dreaded “S” word. But a look at America’s sports leagues, which are among the strongest, most vibrant
- [FSIC Hosts "The State of Health for Black Men in America" Series: Mental Health](https://fsicoalition.org/fsic_post/fsic-hosts-the-state-of-health-for-black-men-in-america-series-mental-health/) - FSIC is proud to host the next in a series of meetings on the State of Health for Black Men in America. This event will focus on COVID – Myths, Facts & Fears. To download the event flyer click below: FSICHealth Webinar Series Mental Health Flyer 11-09-20 Final1
- [Press Release - FSIC Dream Creators Workforce Development Program Graduate Starts New Job](https://fsicoalition.org/fsic_post/press-release-fsic-dream-creators-workforce-development-program-graduate-starts-new-job/) - FSIC American Innovation and Opportunity Fund (FSIC) congratulates graduate Jordan Fitts from its most recent Dream Creators Workforce Development cohort. All program participants/students in the FSIC program receive advance training and incidental support prior to attended the Nash Community College Underground Electrical Line Construction program. Mr. Fitts recently received his graduation certificate and started his
- [Financial Services Innovation Coalition (FSIC) Founder Condemns Violence at Capitol Building in Washington DC During Trump Supporter Riot](https://fsicoalition.org/fsic_post/financial-services-innovation-coalition-fsic-founder-condemns-violence-at-capitol-building-in-washington-dc-today-during-trump-supporter-riot/) - Kevin B. Kimble, Esq. the Founder and CEO of FSIC issued the following statement today: “We at FSIC were dismayed and disheartened by the violence at the Capitol on January 6, 2021. The irresponsible and irrational stoking of anger and distrust of the American people by disingenuous politicians has finally reached a boiling point. It
- [CRYPTOCURRENCY AND CONFLICTS OF INTEREST AT THE SEC:  The Case for an Investigation](https://fsicoalition.org/fsic_post/1739/) - CRYPTOCURRENCY AND CONFLICTS OF INTEREST AT THE SEC: The Case for an Investigation A cryptocurrency is a form of digital asset based on a network that is distributed across a large number of computers. As has been true in the past with other innovations, regulators have struggled with how to handle this new technology. This could
- [FSIC American Innovation and Opportunity Fund (AIOF) Celebrates the Graduates of its Most Recent Dream Creators Cohort](https://fsicoalition.org/fsic_post/1733/) - FSIC American Innovation and Opportunity Fund (AIOF) Celebrates the Graduates of its Most Recent Dream Creators Cohort FSIC American Innovation and Opportunity Fund (AIOF) congratulates graduates from its most recent Dream Creators Workforce Development cohort. The students in the AIOF program received training and incidental support prior to and throughout their attendance at Nash Community
- [Slides from FSIC Webinar – Affirmative Action and the Infrastructure](https://fsicoalition.org/wp-content/uploads/2021/08/2021-08-04-Aff-Action-and-Infrastructure-Webinar-Presentation-Slides.pptx-4.pdf#new_tab) - We are working to create one of the largest coalitions fighting for an inclusive federal infrastructure package. Learn how you can join us and fight for your business or community.
- [GPI Zoom Webinar - Corporate Charitable Giving: Billions Spent, Results Poor   2021-04-15](https://fsicoalition.org/wp-content/uploads/2024/04/2021-04-15-GPI-Corporate-Charitable-Giving-Billions-Spent-Results-Poor-Flyer-min.pdf#new_tab) - Hundreds of Billions of dollars have been spent to end poverty and improve the lives of minorities, but today those communities are not better off. Hear from the experts why corporate charitable giving may not really be given for charitable reasons. 2021-04-15-GPI-Corporate-Charitable-Giving-Billions-Spent-Results-Poor-Flyer-minDownload
- [Artificial Intelligence and Algorithmic Lending Have the Potential to Reduce Discrimination in Mortgage Lending - White Paper March 2021](https://fsicoalition.org/wp-content/uploads/2021/03/FSIC-and-CIR-AI-and-Mortgage-Lending-White-Paper-March-2021.pdf#new_tab) - It is widely accepted that the key ingredient to accumulating wealth in the U.S. is home ownership. Unfortunately, racial discrimination in the housing and lending industry has limited the ability of minority populations, particularly African Americans, to participate in this traditional means of wealth-building. While the traditional housing finance system has a long history of
- [FSIC Webinar - Artificial Intelligence (AI) and Inclusion](https://fsicoalition.org/fsic_post/fsic-webinar-artificial-intelligence-ai-and-inclusion/) - FSIC Webinar Replay Can We Train Artificial Intelligence (AI) to Result in More Equitable Outcomes for Minorities?
- [Leading Ladies of Richmond and FSIC Black History Month Event: African American Women Small Business Lending Workshop](https://fsicoalition.org/fsic_post/black-history-month-event-african-american-women-small-business-lending-workshop/) - FSIC American Innovation and Opportunity Fund (AIOF) in association with the Leading Ladies of Richmond and the SCL Global Policy Initiative are excited to announce the date for their “Small Business Lending Workshop”. The event will be held via webinar on February 25, 2021 at 7:00 pm ET. Too often the dream of starting a
- [President Biden Must Think and Act Differently If He Wants to Get a Better Economic Result for Regular Americans](https://fsicoalition.org/fsic_post/president-biden-must-think-and-act-differently-if-he-wants-to-get-a-better-economic-result-for-regular-americans/) - Dear President Biden, We the undersigned are writing to urge you in the strongest possible way to push an aggressive, inclusive economic agenda. After a year where 56 people became billionaires (Marketwatch – Link to Article) while at the same time between ten and twenty million people fell into poverty, America is in a desperate
- [FSIC American Innovation and Opportunity Fund (AIOF) is announcing its acceptance as a Microlender Trustee with Kiva U.S.](https://fsicoalition.org/fsic_post/fsic-american-innovation-and-opportunity-fund-aiof-is-announcing-its-acceptance-as-a-microlender-trustee-with-kiva-u-s/) - FSIC American Innovation and Opportunity Fund (AIOF) is announcing its acceptance as a Microlender Trustee with Kiva U.S. “This is a great day for FSIC American Innovation and Opportunity fund as we strive to provide additional access to funding for minority and underserved small businesses” said Brady Buckner, President of AIOF. Kiva, known as The
- [AIOF MISBEF Microloan Program Helps Entrepreneur Launch Small Business](https://fsicoalition.org/fsic_post/aiof-misbef-microloan-program-helps-entrepreneur-launch-small-business/) - AIOF is pleased to announce Telia Garry of Richmond, VA as its first MISBEF Microloan Program Awardee. As a Kiva Trustee, AIOF’s partnership with KIVA US, was launched earlier this year to enhance the ability of entrepreneurs to secure microfinance for the creation of small businesses. Ms. Garry’s company, WERKitRVA, has developed an innovative approach,
- [Press Release - FSIC Announces Formation of Housing Task Force](https://fsicoalition.org/fsic_post/press-release-fsic-announces-formation-of-housing-task-force/) - FSIC is pleased to announce the creation of its Housing Task Force. It is no secret that housing is the key to economic stability for most Americans, but African Americans and other minorities have been systematically excluded from full participation in the marketplace. Last year, FSIC and Creative Research Investment (CIR), published a paper outlining
- [Pass Conversion Tax Credits to Revitalize Our Cities and Address Housing Needs](https://fsicoalition.org/fsic_post/pass-conversion-tax-credits-to-revitalize-our-cities-and-address-housing-needs/) - According to Kevin B. Kimble, Esq., Founder and CEO of FSIC - Predictions that urban centers are in an inevitable downward spiral may be overblown, but legitimate concerns about their future prosperity certainly do exist. With smart policy, however, life in America’s cities can continue to flourish. Pass Conversion Tax Credits to Revitalize Our Cities
- [FSIC Op-ed - Vulnerable Americans Can’t Build Credit, but Congress can Change That](https://fsicoalition.org/fsic_post/fsic-op-ed-vulnerable-americans-cant-build-credit-but-congress-can-change-that/) - Sens. Joe Manchin, D-W.Va. and Tim Scott, R-S.C., recently introduced the Credit Access and Inclusion Act, a bipartisan bill that aims to increase access to credit for those with little to no credit history. The legislation targets a critical problem. Too often lenders deny credit access to those who don’t have an extensive credit history, which can unfairly penalize these consumers and perpetuate the problem. With
- [FSIC Sends Letter to Congress - Don't Hurt Marginalized Voices with Antitrust Internet Bills](https://fsicoalition.org/fsic_post/fsic-sends-letter-to-congress-dont-hurt-marginalized-voices-with-antitrust-internet-bills/) - We, the undersigned, request that the House Judiciary Committee antitrust bills, H.R. 3849, the Augmenting Compatibility and Competition Enabling Service Switching Act; H.R. 3826, the Platform Competition and Opportunity Act; H.R. 3816, the American Choice and Innovation Online Act; and H.R. 3825, the Ending Platform Monopolies Act, not be brought to the floor for a
- [FSIC Op-ed: COVID Has Proven That Block Grants Don’t Work](https://fsicoalition.org/fsic_post/fsic-op-ed-covid-has-proven-that-block-grants-dont-work/) - The COVID crisis has shed light on many systemic vulnerabilities in our country. Most notably, the unwillingness of many states to use federal allocations to help their citizens calls into question the reliance on block grants and state institutions to use the money. State’s rights have been one of the most insidious vestiges of racism
- [FSIC Blog Post - New Research on Reducing Discrimination in Mortgage Lending](https://fsicoalition.org/fsic_post/fsic-blog-post-new-research-on-reducing-discrimination-in-mortgage-lending/) - The devastating effect that institutional racism has had in the housing industry is an unfortunate and well-documented fact. The lasting effects of that racism and the degree to which it has persisted help explain a white homeownership rate of 73.8% compared to a black homeownership rate of only 45.1%. With a significant problem like this,
- [FSIC Op-ed: - Freddie Mac's Confirmation of Appraisal Bias Shows Need for System-Wide Reforms](https://fsicoalition.org/fsic_post/fsic-op-ed-freddie-macs-confirmation-of-appraisal-bias-shows-need-for-system-wide-reforms/) - (Published in RealClear Policy 10/11/21) The idea that minorities face disproportionate challenges in the American housing system is hardly new. However, Freddie Mac has provided fresh data that confirms this bias in appraisals for homes in minority neighborhoods. This cannot be minimized. The study’s results are harrowing and demand changes. Freddie Mac analyzed a robust
- [FSIC Housing Task Force Blog Post - Government’s appraisal bias task force discusses progress](https://fsicoalition.org/fsic_post/fsic-housing-task-force-blog-post-governments-appraisal-bias-task-force-discusses-progress/) - Government’s appraisal bias task force discusses progressFSIC Housing Task Force Blog PostNovember 23, 2021 Earlier this year President Joe Biden directed Department of Housing and Urban Development Secretary Marcia Fudge to oversee a cross-government task force to identify and eliminate bias in housing appraisals. The task force is co-chaired by Fudge and Susan Rice, the
- [Community Action on COVID-19 and Health Care Equity 2021-12-18](https://fsicoalition.org/fsic_post/community-action-on-covid-19-and-health-care-equity-2021-12-18/) - The best way to protect your family against COVID-19 is with accurate information. Come learn why our faith community should demand health care equality and what you can do to experience better health care outcomes.
- [FSIC Housing Task Force Op-ed - This Hidden Inflation is Making Home Buying More Expensive](https://fsicoalition.org/fsic_post/fsic-housing-task-force-op-ed-this-hidden-inflation-is-making-home-buying-more-expensive/) - In a new RealClearPolicy op-ed, Financial Services Innovation Coalition’s (FSIC) CEO Kevin B. Kimble, Esq. argues that significant price increases from The Work Number – the leading employment and income verification company – is creating new costs for homebuyers. The Work Number’s price increases drive up costs for mortgage lenders. As Kimble writes, “When lenders
- [FSIC Housing Task Force - Blog Post - GAO: Alternative Data Is Rare but Could Improve Mortgage Terms for Disadvantaged Communities](https://fsicoalition.org/fsic_post/fsic-housing-task-force-blog-post-gao-alternative-data-is-rare-but-could-improve-mortgage-terms-for-disadvantaged-communities/) - One issue our Housing Task Force aims to address is the lack of credit too many consumers face due to the limited information that credit bureaus collect. A recent report from the U.S. Government Accountability Office adds some fresh findings that illuminate the problem. Credit bureaus analyze loans and credit card information to determine consumers’
- [FSIC Blog Post - On this King holiday, let’s act to end Cleveland’s wealth gap: Charles Steele Jr. - cleveland.com](https://fsicoalition.org/fsic_post/fsic-blog-post-on-this-king-holiday-lets-act-to-end-clevelands-wealth-gap-charles-steele-jr-cleveland-com/) - FSIC would like to wish you a productive day of service on this MLK Birthday Holiday. As many of you know, FSIC works with the Southern Christian Leadership Conference (SCLC), to advocate for Social Justice for all communities. Dr. Charles Steele, Jr., the current President and CEO of SCLC posted this Op-ed today, and FSIC
- [FSIC Housing Task Force Blog Post - CFPB Warning to Banks, Credit Unions, and Fintech on Potential Misuse of Artificial Intelligence (AI) Should not Discourage the Proper Use of Technology](https://fsicoalition.org/fsic_post/fsic-blog-post-cfpb-warning-to-banks-credit-unions-and-fintech-on-potential-misuse-of-artificial-intelligence-ai-should-not-discourage-the-proper-use-of-technology/) - Recently, the director of the CFPB, Rohit Chopra, publicly warned banks that depending too much on Artificial Intelligence (AI) and algorithmic lending during the mortgage application approval process might lead to fair lending violations. He contends that all AI-based algorithms have built-in bias and will always have some bias. Our question to the CFPB is,
- [FSIC AIOF Press Release - FSIC American Innovation and Opportunity Fund (AIOF) and EmsanaRx Announce  an Innovative Health Equity Initiative](https://fsicoalition.org/fsic_post/fsic-aiof-press-release-fsic-american-innovation-and-opportunity-fund-aiof-and-emsanarx-announce-an-innovative-health-equity-initiative/) - Today, the American Innovation and Opportunity Fund (AIOF), in conjunction with pharmacy benefit manager (PBM) EmsanaRx, announced a new initiative to help combat health disparities. Aimed at empowering communities of color and other underserved Americans to access and use the health care resources available in the U.S., this initiative comprises community leaders, academics and corporate
- [FSIC Diversity Works Webinar on DEI  - Presentation Slides](https://fsicoalition.org/wp-content/uploads/2022/02/2022-02-17-FSIC-Diversity-Works-Webinar-DEI-final.pptx-1-3.pdf#new_tab) - FSIC presents "The Forces of Intolerance Continue to Fight Against Minority Inclusion." FSIC's research and case studies highlight the need for more diversity and inclusion in the workforce.
- [FSIC Housing Task Force Op-ed - Improve Lending Disparities With Policies Focused on Banks, Not Fintechs](https://fsicoalition.org/fsic_post/fsic-housing-task-force-op-ed-improve-lending-disparities-with-policies-focused-on-banks-not-fintechs/) - In a new op-ed published in The Well News Financial Services Innovation Coalition’s Kevin Kimble argues that a new bill in California pursues the noble goal of increasing lending to disadvantaged communities, but misses the mark with its lack of focus on traditional banks. The bill, SB 1176, would change the way lending institutions are
- [FSIC Housing Task Force - How The Work Number Cheats American Consumers](https://fsicoalition.org/fsic_post/fsic-housing-task-force-how-the-work-number-cheats-american-consumers/) - In a new op-ed, the Housing Task Force’s own Donnetta Wells argues that The Work Number – the dominant financial information verification service – is contributing to the increasing costs of housing with its unnecessary price increases. The Work Number has increased the price of its employment verification service by 31 percent over the past
- [FSIC Special Report - The Future of Facial Recognition and its Impact on Minorities: What Policy Makers and Stakeholders Should Consider - April 2022](https://fsicoalition.org/fsic_post/fsic-special-report-the-future-of-facial-recognition-and-its-impact-on-minorities-what-policy-makers-and-stakeholders-should-consider-april-2022/) - The Artificial Intelligence (AI) and the emerging technology revolution have brought many incredible advances. From natural language processing to facial recognition technology to semantic analytics, there are many things to admire and appreciate. Because modern facial recognition technology (FRT) cannot exist without AI, much of the discussion in this area revolves around the accuracy of
- [FSIC Press Release - FSIC Releases Special Report Titled "The Future of Facial Recognition and its Impact on Minorities: What Policy Makers Should Consider"](https://fsicoalition.org/fsic_post/fsic-press-release-fsic-releases-special-report-titled-the-future-of-facial-recognition-and-its-impact-on-minorities-what-policy-makers-should-consider/) - April 26, 2022 Press Contact: Brady J. Buckner bbuckner@fsicoalition.wpengine.com This paper examines the benefits of facial recognition technology, the danger of inaccuracies and human error, and the need for inclusion in the tech marketplace. While there is some evidence that FRT has benefited underserved communities, the bias built into these systems must be reduced for
- [GPI and LLRVA Lupus Event 2022-05-10](https://fsicoalition.org/fsic_post/gpi-and-llrva-lupus-event-2022-05-10/) - May is Lupus Awareness month! Let's talk about Lupus Nephritis at our free virtual event May 10th from 6:00 PM to 7:30 PM.
- [FSIC Blog Post - New HLF Report Highlights Effect of Retail ‘Swipe Fees’ on Consumers and Small Businesses](https://fsicoalition.org/fsic_post/fsic-blog-post-new-hlf-report-highlights-effect-of-retail-swipe-fees-on-consumers-and-small-businesses/) - New Hispanic Leadership Fund (HLF) Report Highlights Effect of Retail ‘Swipe Fees’ on Consumers and Small Businesses Today the Hispanic Leadership Fund (HLF) released a analysis examining the cross-subsidy effect of the interchange fees, often called ‘swipe fees’ that retailers make to payment card networks for processing consumer purchases. Every time a credit card is
- [AIOF Dream Creators Workforce Program 2022-05-17](https://fsicoalition.org/fsic_post/aiof-dream-creators-workforce-program-2022-05-17/) - Join us May 17th at our Electrical Utility Lineman Training Recruiting Event! AIOF Dream Creators Program helps support job seekers who want to participate in a training program by providing incidental monetary support, ranging from paying for safety gear to helping secure transportation. AIOF-Dream-Creators-Workforce-Pgm-Flyer-5-17-22-compressedDownload
- [AIOF Dream Creators Workforce Program 2022-05-20](https://fsicoalition.org/fsic_post/aiof-dream-creators-workforce-pgm-flyer-2022-05-20/) - Join us May 20th at our Electrical Utility Lineman Training Recruiting Event! AIOF Dream Creators Program helps support job seekers who want to participate in a training program by providing incidental monetary support, ranging from paying for safety gear to helping secure transportation.
- [FSIC Blog Post - “African Americans, Real Estate, and the Impact of Systematic Racism”](https://fsicoalition.org/fsic_post/fsic-blog-post-african-americans-real-estate-and-the-impact-of-systematic-racism/) - In the latest FSIC podcast, FSIC founder and CEO Kevin Kimble spoke with Thaddaus Dawson, a CRA-designated member with the National Society of Real Estate Appraisers. Dawson discussed his hometown of Cincinnati and how when thinking about value evaluation, it is important to first look at the market and the marketability of the neighborhood. Essentially,
- [FSIC and HLF Op-ed - Consumers and Small Businesses Suffer From Unfair Swipe Fees](https://fsicoalition.org/fsic_post/fsic-blog-post-consumers-and-small-businesses-suffer-from-unfair-swipe-fees/) - By: Mario LopezPosted: Jun 25, 2022 12:01 AMPublished on Townhall.comEditor's Note: This column was co-authored by Kevin Kimble.The opinions expressed by columnists are their own and do not necessarily represent the views of Townhall.com. Consumer spending drives the U.S. economy. Historically, American consumers have pushed us into economic expansions and pulled us out of economic
- [FSIC Housing Task Force Op-ed - The Biden Housing Plan is a Good Start, Here's How to Improve It](https://fsicoalition.org/fsic_post/fsic-housing-task-force-op-ed-the-biden-housing-plan-is-a-good-start-heres-how-to-improve-it/) - Potential homeowners in the U.S. are facing a myriad of challenges. From rising inflation to rising interest rates, the process has perhaps never been more challenging, especially for those going through it for the first time. And with the average 30-year rate increasing to 5.27 percent, more homeowners than usual are priced out of refinancing.
- [FSIC Housing Task Force Blogpost - Black Homeownership Increases, but Hurdles Remain for True Equity](https://fsicoalition.org/fsic_post/fsic-housing-task-force-blogpost-black-homeownership-increases-but-hurdles-remain-for-true-equity/) - Last month, the National Mortgage News reported that non-banks made nearly two-thirds of all traditional home purchases, a meaningful increase. For instance, 7.9% of these mortgages went to African American borrowers, up from 7.3% in the previous year. Asian households had a 7.1% home lending market share, improving on 5.5% in 2020, while Hispanic borrowers
- [FSIC Press Release - AIOF Congratulates Graduates from its Recent Dream Creators Workforce Development Program](https://fsicoalition.org/fsic_post/fsic-press-release-aiof-congratulates-graduates-from-its-recent-dream-creators-workforce-development-program/) - FSIC American Innovation and Opportunity Fund (AIOF) congratulates graduates from its most recent Dream Creators Workforce Development Program cohort. All students in the Dream Creators program received advanced training and incidental support before and during the Nash Community College Underground Electrical Line Construction program in July and August. They recently received their graduation certificates and
- [FSIC Presentation Slides - Topics Lawyers should consider AI and Inclusion](https://fsicoalition.org/wp-content/uploads/2024/04/2022-08-29-FSIC-Kevin-Kimble-Presentation-Topics-Lawyers-should-consider-AI-and-Inclusion-1-compressed-2.pdf#new_tab) - FSIC presents topics lawyers should consider in making AI inclusive and unbiased.
- [FSIC Press Release - FSIC and Guap City DOA LLC Announce a Partnership to Grow a Digital City and Promote Sustainable Agriculture](https://fsicoalition.org/fsic_post/fsic-press-release-fsic-and-guap-city-doa-llc-announce-a-partnership-to-grow-a-digital-city-and-promote-sustainable-agriculture/) - Today, the Financial Services Innovation Coalition (FSIC), in conjunction with Guap City DOA LLC, announced a new partnership to utilize cutting-edge technology to promote sustainable agriculture in Northwest Georgia. Following its ongoing initiative to advance trailblazing technology in underserved areas of the country, FSIC was immediately interested in working with Mrs. Twyla Jackson, Ms. Tavonia
- [How cognitive diversity in AI can help close the disability inclusion gap](https://www.weforum.org/agenda/2023/04/how-cognitive-diversity-and-disability-centred-ai-can-improve-social-inclusion/#new_tab) - Cognitive diversity is often marked by social exclusion and AI-based assistive technologies can address such challenges, but must be developed inclusively.
- [AIOF BHA - Resident Empowerment Event March 15 & 16](https://fsicoalition.org/fsic_post/aiof-bha-resident-empowerment-event-march-15-16/) - The Brunswick Housing Authority (BHA) provides improved living conditions for low-income families while maintaining their rent payments at an affordable level. Join us at their Resident Empowerment Events March 15 and 16 for more information on workforce opportunities, health awareness, and how to apply for free internet.
- [FSIC Letter to Congress: Support the SECURE Act](https://fsicoalition.org/wp-content/uploads/2022/11/2022-11-28-FSIC-Letter-to-Congress-RON-final.pdf#new_tab)
- [FSIC Housing Task Force - Blog Post - "Is The New Bank of America Zero-Down Payment Mortgage Really Just Reverse Redlining?"](https://fsicoalition.org/fsic_post/fsic-housing-task-force-blog-post-is-the-new-bank-of-america-zero-down-payment-mortgage-really-just-reverse-redlining/) - November 8, 2022 Bank of America recently announced a new loan program called the Community Affordable Loan Solution. The new loan is offering first-time homebuyers in select Black and Hispanic communities a zero-down payment program in the hopes of increasing homeownership among Black and Hispanic buyers, as both Black (43.3%) and Hispanic (51.1%) homeownership rates
- [FSIC Housing Task Force Blog Post - Mortgage denial rate for Black borrowers is twice that of overall population, report finds](https://fsicoalition.org/fsic_post/fsic-housing-task-force-blog-post-mortgage-denial-rate-for-black-borrowers-is-twice-that-of-overall-population-report-finds/) - October 2, 2022 Recently, CNBC highlighted the mortgage denial rate for Black borrowers in the United States. The article cites a new report from LendingTree that gives insight into the difficulties aspiring Black homeowners are facing. In the United States, one of the most effective ways to build wealth is through homeownership. However, Black borrowers
- [AIOF Dream Creators Workforce Program](https://fsicoalition.org/fsic_post/aiof-dream-creators-workforce-program-2023-04-21/) - Become an electrical utility lineworker! AIOF Dream Creators Program helps support job seekers who want to participate in a training program by providing incidental monetary support, ranging from paying for safety gear to helping secure transportation.
- [FTC sues to block Amgen's $27.8 billion deal for Horizon Therapeutics](https://www.reuters.com/markets/deals/ftc-sues-block-amgens-278-bln-deal-horizon-therapeutics-statement-2023-05-16/#new_tab) - A U.S. judge on Thursday said the governing body for American intercollegiate sports must face a pair of class actions in California that claim curbs on compensation for thousands of volunteer coaches violated federal antitrust law.
- [Unions Accuse UPMC of Wielding Market Power Against Workers](https://www.nytimes.com/2023/05/18/health/unions-nurses-upmc-antitrust.html?searchResultPosition=2#new_tab)
- [The Hill: Senate revives antitrust bill](https://thehill.com/newsletters/technology/4054392-senate-revives-antitrust-bill/#new_tab) - Rivals, lawmakers and music fans are calling for the DOJ to break up the company.
- [FSIC Announces Formation of its Antitrust Task Force](https://fsicoalition.org/fsic_post/fsic-announces-formation-of-its-antitrust-task-force/) - FOR IMMEDIATE RELEASEJuly 10, 2023Press Contacts:Brady J. Buckner – bbuckner@fsicoalition.org202-680-4749 WASHINGTON, D.C. Financial Services Innovation Coalition (FSIC) Announces the Formation of its Antitrust Task Force. Today, FSIC announces the formation of its new Antitrust Task Force, the first of its kind. The Task Force was created to educate elected officials, policymakers, community leaders, and the
- [Biden creates new competition role on National Economic Council](https://www.reuters.com/business/biden-creates-new-anti-competition-role-national-economic-council-2023-07-18/#new_tab) - President Joe Biden has created a new role on the National Economic Council (NEC) to tackle anticompetitive business practices, naming NEC member Hannah Garden-Monheit as Director of Competition Council Policy, the White House said on Tuesday.
- [Justice Department And FTC Seek Comment on Draft Merger Guidelines](https://www.justice.gov/opa/pr/justice-department-and-ftc-seek-comment-draft-merger-guidelines#new_tab) - Proposed Guidelines Would Address the Many Ways Mergers Can Weaken Competition, Harming Consumers, Workers and Businesses
- [The White House: Protecting Competition Through Updated Merger Guidelines](https://www.whitehouse.gov/cea/written-materials/2023/07/19/protecting-competition-through-updated-merger-guidelines/#new_tab)
- [Ticketmaster could face new legal threat this fall, sources say](https://www.politico.com/news/2023/07/28/feds-home-in-on-ticketmaster-antitrust-case-00108771#new_tab) - Rivals, lawmakers and music fans are calling for the DOJ to break up the company.
- [NCAA must face volunteer coaches' antitrust lawsuits over pay, US judge says](https://www.reuters.com/legal/litigation/ncaa-must-face-volunteer-coaches-antitrust-lawsuits-over-pay-us-judge-2023-07-28/#new_tab) - A U.S. judge on Thursday said the governing body for American intercollegiate sports must face a pair of class actions in California that claim curbs on compensation for thousands of volunteer coaches violated federal antitrust law.
- [AIOF Dream Creators Program Celebrates the Graduation of its Students from the Nash Community College Underground Electrical Lineworker Academy](https://fsicoalition.org/fsic_post/aiof-dream-creators-program-celebrates-the-graduation-of-its-studentsfrom-the-nash-community-college-underground-electrical-lineworkeracademy/) - For Immediate Release – Press AdvisoryFinancial Services Innovation Coalition (FSIC)July 31, 2023Contact: Brady Buckner(202) 680-4749Washington, D.C. Rocky Mount, NC – The FSIC American Innovation and Opportunity Fund (AIOF) and its Dream Creators Workforce Development Program proudly announces the graduation of its students from the Nash Community College Underground Electrical Lineworker Academy. This accomplishment marks a
- [Stanford Ethicists Developing Guidelines for the Safe Inclusion of Pediatric Data in AI-Driven Medical Research](https://hai.stanford.edu/news/stanford-ethicists-developing-guidelines-safe-inclusion-pediatric-data-ai-driven-medical#new_tab) - AI algorithms often are trained on adult data, which can skew results when evaluating children. A new perspective piece lays out an approach for pediatric populations.
- [Biden touts efforts to ease student debt, including $9B more in loan forgiveness](https://www.nbcnews.com/politics/joe-biden/biden-tout-efforts-ease-student-debt-9b-loan-forgiveness-rcna118780#new_tab) - We finally have a president willing to invest in the American workforce. For years, the U.S. Government has invested Trillions in Corporations to make them profitable while leaving the American worker hanging out to dry
- [FSIC FCC ACP Sponsored LLRVA Sunflower Fest 2023-10-29](https://fsicoalition.org/fsic_post/fsic-fcc-acp-sponsored-llrva-sunflower-fest-2023-10-29/) - Leading Ladies RVA is a welcoming community organization that promotes success in business, career, and wellness. Come join us at their “Sunflower Fest" event where there will be all things Business, Wellness, and Networking. Event is sponsored by FSIC.
- [How Artificial Intelligence Can Improve Diversity, Equity, Inclusion and Accessibility Efforts](https://www.commerce.gov/news/blog/2023/10/how-artificial-intelligence-can-improve-diversity-equity-inclusion-and#new_tab) - America’s diversity has always been our nation’s greatest strength and we must continue to leverage capabilities from all people. People with disabilities have long strengthened our economy and expanded our Nation’s possibilities.
- [Nascar Accused of Bias Against White Men in Diversity Efforts](https://news.bloomberglaw.com/daily-labor-report/nascars-diversity-efforts-accused-of-bias-against-white-men#new_tab) - Nascar and a racing team the organization supports to develop female and minority drivers are the latest targets of a conservative legal group’s offensive against corporate diversity
- [Conservative group files new brief in case against Atlanta VC firm](https://www.ajc.com/news/business/conservative-group-files-new-brief-in-case-against-atlanta-vc-firm/7BPUAHAQRBGIJJAZGZW3DMFBPU/#new_tab) - A conservative nonprofit has asked a federal appeals court to overturn a lower court ruling that denied the nonprofit’s effort to keep the venture capital firm Fearless Fund from enforcing racial eligibility criteria for one of its small-business grant programs.
- [How Generative AI Will Enable More Inclusive Digital Experiences](https://builtin.com/artificial-intelligence/gen-ai-digital-inclusivity#new_tab) - The internet offers a vista of experiences for users, but this is not the reality for many people with disabilities. Here’s how gen AI is helping to change that.
- [How AI Can Be Leveraged For Diversity And Inclusion](https://www.forbes.com/sites/jiawertz/2023/11/19/how-ai-can-be-leveraged-for-diversity-and-inclusion/?sh=4751e9e74ee9#new_tab) - In the modern workplace, diversity and inclusion have become more than just buzzwords—they are crucial to fostering innovation, creativity, and a welcoming environment.
- [Eighth Circuit ruling limits enforcement of Voting Rights Act ](https://www.courthousenews.com/eighth-circuit-ruling-limits-enforcement-of-voting-rights-act/#new_tab) - Only the U.S. Attorney General can bring an action under Section 2 of the Voting Rights Act, a federal appeals court ruled Monday.
- [In wake of Voting Rights Act ruling, North Dakota to appeal decision that protected tribes' rights](https://www.msn.com/en-us/news/politics/in-wake-of-voting-rights-act-ruling-north-dakota-to-appeal-decision-that-protected-tribes-rights/ar-AA1kj2AH?ocid=socialshare&pc=U531&cvid=ab9c94f7697b433bacaa9bd4d28090fb&ei=18#new_tab) - A day after a federal appeals court dealt a significant blow to the Voting Rights Act, North Dakota's top election official announced Tuesday that he wants the court to review a judge's recent ruling that protected two Native American tribes’ voting rights.
- [FCC's Free Internet Program: DALLAS National Tour 2023-12-06](https://fsicoalition.org/fsic_post/fccs-free-internet-program-dallas-national-tour-economic-inclusion-empowerment-2023-12-06/) - Learn how you can get free internet with The Federal Communications Commission's (FCC) FREE INTERNET PROGRAM. Join us Wednesday & Thursday December 6th & 7th 10:00 AM to 5:00 PM both days. Location: Homeless Coalition of Dallas 4747 Village Fair Dr. Dallas, TX.
- [Championing Women In AI: A Vital Step For Inclusive Artificial Intelligence](https://www.forbes.com/sites/shelleyzalis/2023/12/06/championing-women-in-ai-a-vital-step-for-inclusive-artificial-intelligence/?sh=43a396581c83#new_tab) - As AI becomes more commonplace, a diverse group of professionals ensures a broader perspective, preventing biased algorithms. We must amplify the voices of women in AI.
- [Oklahoma governor moves to restrict public colleges’ DEI funding | Higher Ed Dive](https://www.highereddive.com/news/oklahoma-governor-moves-to-restrict-public-colleges-dei-funding/702468/#new_tab) - State policymakers must receive a report by May 2024 on which diversity programs and jobs that institutions eliminated.
- [Navy Federal Credit Union rejected more than half its Black conventional mortgage applicants last year | CNN Business](https://www.cnn.com/2023/12/14/business/navy-federal-credit-union-black-applicants-invs/index.html#new_tab) - A major credit union serving military members and veterans rejected more than half of its Black conventional mortgage applicants
- [Broken promises: How marijuana legalization failed communities hit hardest by the drug war](https://www.politico.com/news/2023/12/23/marijuana-legalization-inner-cities-00121185?cid=apn#new_tab) - States vowed that cannabis licenses would bring equity to places that suffered most in the drug war. Instead, most license holders are wealthy and White. In the long and contentious fight for marijuana legalization, lawmakers across the country won over skeptical colleagues by promising social justice: The economic benefits of cannabis sales would be targeted
- [2023 SPECIAL REPORT: On Efforts to Deny Minorities Equal Access to the U.S. Economy](https://fsicoalition.org/wp-content/uploads/2023/12/FSIC-and-SCL-GPI-Special-Report-Minority-Exclusion.pdf#new_tab)
- [BankThink The new FHFA credit score rules will make buying a home harder](https://fsicoalition.org/fsic_post/bankthink-the-new-fhfa-credit-score-rules-will-make-buying-a-home-harder/) - Buying a home is never easy. It's expensive, confusing and loaded with paperwork under the best circumstances. It's even harder these days when the average price of a home is over $400,000 in the U.S., and higher interest rates are making homes that much more expensive. Read the full article here >
- [Hip-hop and justice: Culture carries the spirit of protest, 50 years and counting](https://apnews.com/article/hip-hop-social-justice-protest-50th-anniversary-5351511d2cd79ffe0b10d70db7772357#new_tab) - Hip-hop has been an integral part of social and racial justice movements. It’s also been scrutinized by law enforcement and political groups because of their belief that hip-hop and its
- [Looking Back On 2023: A Rundown Of The Recording Academy’s Advocacy Accomplishments](https://www.recordingacademy.com/advocacy/news/rundown-2023-accomplishments-list#new_tab) - The Recording Academy looks back on the many advocacy accomplishments achieved in 2023 — which wouldn’t have been possible without our membership.
- [Private equity ownership of hospitals made care riskier for patients, a new study finds](https://www.cnn.com/2023/12/26/health/private-equity-hospitals-riskier-health-care/index.html#new_tab) - Health care became more hazardous for patients at hospitals purchased by private equity firms, a new study shows.
- [Lululemon distances itself from founder’s comments on its ‘whole diversity and inclusion thing’](https://www.cnn.com/2024/01/04/business/lululemon-founder-dei-chip-wilson/index.html) - Lululemon’s controversial founder is back with criticisms about its diversity and inclusion efforts — and the athleticwear company is distancing itself from his comments.
- [The Union Strikes of 2023 and the Importance of Antitrust to Labor](https://fsicoalition.org/wp-content/uploads/2024/01/FSIC-Essay-on-Antitrust-and-Labor-final-1-30-24.pdf#new_tab) - In recent years, audiences following developments in employment law have noticed a refreshed focus on workers’ rights, including by the White House, Congress, and executive agencies like the FTC. Please download the article to read more.
- [New Democrat Coalition and Congressional Hispanic Caucus Request Answers from Navy Federal Credit Union, Government Regulators on Alleged Discriminatory Lending Practices](https://newdemocratcoalition.house.gov/media-center/press-releases/new-democrat-coalition-and-congressional-hispanic-caucus-request-answers-from-navy-federal-credit-union-government-regulators-on-alleged-discriminatory-lending-practices#new_tab) - Today, New Democrat Coalition Affordable Housing Task Force Chair Norma J. Torres (CA-35), Vice Chair Emilia Sykes (OH-13) and Congressional Hispanic Caucus Chair Nanette Barragán (CA-44) led 21 Members in letters to investigate recent reports that Navy Federal Credit Union (NFCU) engaged in racially discriminatory lending practices.
- [Alabama governor signs bill barring diversity, equity and inclusion programs](https://apnews.com/article/alabama-legislature-dei-2a4d677d7488d45b0188e0d2f6aa6029#new_tab) - Alabama Gov. Kay Ivey on Wednesday signed legislation that would ban diversity, equity and inclusion programs at public schools, universities and state agencies and prohibit the teaching of “divisive concepts” including that someone should feel guilty because of their race or gender.
- [Medicaid's Latest Cost-cutting Proposal Could Hurt Black Patients](https://www.realclearhealth.com/blog/2024/05/02/medicaids_latest_cost-cutting_proposal_could_hurt_black_patients_1028917.html#new_tab) - Late last year the Food and Drug Administration approved two breakthrough therapies for sickle cell disease -- a moment of great hope for the 100,000 Americans, overwhelmingly Black, who suffer from the debilitating blood disorder. Yet federal regulators seem poised to finalize a new rule that could dash those hopes for many.
- [Retired and still paying a mortgage? You may want to reconsider](https://www.usatoday.com/story/money/2024/07/24/home-ownership-retirement-bad-idea/74498345007/) - Age-old wisdom instructs that a home is a good investment for Americans of any age. But what if you are retired and still paying it off?
- [Financial Services Innovation Coalition (FSIC) announces the addition of Co-Chair Music Entertainment Industry Powerhouse Drew Diamond to its Hip-Hop, Sports, and Entertainment Task Force ](https://fsicoalition.org/wp-content/uploads/2024/08/2024-08-13-FSIC-HHSE-TF-new-Co-chair-Drew-Diamond.pdf)
- [Congressional Black Caucus Policy Discussion on Black Money Matters—September 13, 2024](https://fsicoalition.org/wp-content/uploads/2024/09/FSIC-and-GPI-BLACK-MONEY-MATTERS-V-flyer-9-13-24-final.pdf)
- [Op-Ed by Assemblywoman Cleopatra Tucker (NJ): Lowering health care costs: We’re making progress, but we must keep fighting](https://www.roi-nj.com/2024/09/19/opinion/op-ed/lowering-health-care-costs-were-making-progress-but-we-must-keep-fighting/) - Getting the health care you need can be expensive in this country. From hospital overbilling to sky-high insurance premiums and drug prices, there are a variety of factors that are driving up the price of staying healthy. These price increases hurt millions of Americans every single day.
- [FSIC’S Modern Economic Journal](https://fsicoalition.org/wp-content/uploads/2024/11/Nov-Journal-PDF.pdf)
- [The State of Black Entrepreneurs](https://www.eventbrite.com/e/1131257444469?aff=oddtdtcreator#new_tab) - Please join us for a discussion on Black-owned healthcare businesses and the impact of the 340B program in the Black Community.
- [Out With a Bang: Enforcers Go After John Deere, Private Equity Billionaires](https://www.thebignewsletter.com/p/out-with-a-bang-enforcers-go-after?utm_source=post-email-title&publication_id=11524&post_id=154834147&utm_campaign=email-post-title&isFreemail=true&r=23nfm1&triedRedirect=true&utm_medium=email)
- [FSIC Op-ed: What Everyone is Missing About the Economy](https://fsicoalition.org/wp-content/uploads/2024/05/2024-05-15-FSIC-Econ-Op-ed-econ-discomfort-original-final.pdf)
- [Symposium 2011 Part 1](https://fsicoalition.org/fsic_post/symposium-2011-part-1-2/)
- [Listen to the FSIC March 24th Senate Roundtable](https://fsicoalition.org/fsic_post/listen-to-the-fsic-march-24th-senate-roundtable/) - Click here to listen to FSIC Senate Roundtable on March 24th, 2014.
- [FSIC Commentary - Opposition Growing to Opportunity Zone Tax Breaks for the Ultra Wealthy](https://fsicoalition.org/fsic_post/opposition-growing-to-opportunity-zone-tax-breaks-for-the-ultra-wealthy/) - Watch this! The story on opportunity zones keeps getting worse. Evidence is mounting that capital from opportunity zones funds is not being deployed in disadvantaged communities. This episode of PBS NewsHour tells a story those benefiting from these massive tax breaks do not want you to hear. See the 30:27 mark for the start of
- [FSIC Economic Inclusion Reverse Discrimination Defense Initiative](https://fsicoalition.org/a-case-for-inclusion/) - FSIC and its allies are organizing to find ways to combat these overtly racist activities. To combat this, we plan to: (1) draft Amicus briefs; (2) file lawsuits in places where minority businesses have been denied contracts or excluded, and (3) ask the Administration to deny federal funds from states who are discriminating against minorities.
- [Health Care Equity for Underserved Communities](https://fsicoalition.org/fsic_post/health-care-equity-for-underserved-communities/) - Marginalized communities experience higher rates of poor health and are less likely to receive quality health care. Kevin B. Kimble, Esq., FSIC Co-Founder and CEO and Executive Director of the Southern Christian Leadership Global Policy Initiative, joins host Tetiana Anderson to discuss efforts to improve equity in the nation’s health care system.
- [FSIC Event: New Jersey Policy Initiative](https://fsicoalition.org/fsic_post/upcoming-event-new-jersey-policy-initiative/) - Please join us for our upcoming event to discuss how to make the New Jersey economy more inclusive.

## Modern Economic Journals

- [November 2025 Journal](https://fsicoalition.org/wp-content/uploads/2025/11/FSIC-MEJ-Edition-16-November-2025-final-1.pdf)
- [October 2025 Journal](https://fsicoalition.org/wp-content/uploads/2025/11/MEJ-October-25-2.pdf#new_tab)
- [September 2025 Journal](https://fsicoalition.org/wp-content/uploads/2025/11/MEJ-September-25-2.pdf#new_tab)
- [August 2025 Journal](https://fsicoalition.org/wp-content/uploads/2025/11/FINAL-MEJ-Edition-13-August-2025-.pdf#new_tab)
- [July 2025 Journal](https://fsicoalition.org/wp-content/uploads/2025/09/MEJ-July-Edition-12-July-2025-final.pdf#new_tab)
- [June 2025 Journal](https://fsicoalition.org/wp-content/uploads/2025/09/MEJ-Edition-11-June-2025-Final.pdf#new_tab)
- [May 2025 Journal](https://fsicoalition.org/wp-content/uploads/2025/08/MEJ-Edition-10-May-2025.pdf#new_tab)
- [April 2025 Journal](https://fsicoalition.org/wp-content/uploads/2025/05/MEJ-Edition-9-April-2025-.pdf#new_tab)
- [March 2025 Journal](https://fsicoalition.org/wp-content/uploads/2025/04/FSIC-MEJ-Edition-8-Mar-25.pdf#new_tab)
- [February 2025 Journal](https://fsicoalition.org/wp-content/uploads/2025/04/FSIC-MEJ-Edition-7-Feb-25-final.pdf#new_tab)
- [January 2025 Journal](https://fsicoalition.org/wp-content/uploads/2025/02/FSIC-MEJ-Edition-6-Jan-25-final.pdf#new_tab)
- [December 2024 Journal](https://fsicoalition.org/wp-content/uploads/2025/02/FSIC-MEJ-Edition-5-Dec-24-final.pdf#new_tab)
- [November 2024 Journal](https://fsicoalition.org/wp-content/uploads/2024/11/Nov-Journal-PDF.pdf#new_tab)
- [October 2024 Journal](https://fsicoalition.org/wp-content/uploads/2024/11/FSIC-Modern-Economic-Journal-Edition-3-Oct-24-final.pdf#new_tab)
- [September 2024 Journal](https://fsicoalition.org/wp-content/uploads/2024/09/FSIC-Modern-Economic-Journal-Edition-2-Sep-24-final.pdf#new_tab)
- [August 2024 Journal](https://fsicoalition.org/wp-content/uploads/2024/08/MEJ-Edition-1-Aug-24.pdf#new_tab)
- [March 2026 Journal](https://fsicoalition.org/wp-content/uploads/2026/05/FSIC-MEJ-Edition-20-Mar-2026-1.pdf)
- [February 2026 Journal](https://fsicoalition.org/wp-content/uploads/2026/04/FSIC-MEJ-Edition-19-Feb-2026.pdf#new_tab)
- [January 2026 Journal](https://fsicoalition.org/wp-content/uploads/2026/01/FSIC-MEJ-Edition-18-Jan-2026-2.pdf)
- [December 2025 Journal](https://fsicoalition.org/wp-content/uploads/2025/12/FSIC-MEJ-Edition-17-Dec-2025.pdf)

## Categories

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